The 2010 Roth Conversion Time Machine

So you've heard about the dramatic changes coming to the Roth IRA in 2010. But what does it all mean to you?

If you are considering a Roth conversion in 2010, there are a lot of factors to consider.

• How much will I owe in taxes if I convert in 2010?
• What if tax rates go up in the future?
• What if my investments don't peform as expected?
• Should I pay taxes now or later?

Here at Equity Trust, we want to make sure you have all the information so that you can make an informed decision. We've put together a calculator that will help you quickly answer the question "To convert, or not to convert?"

You can use this to help forecast what the future may hold based on how you expect your investments to perform and how you think taxes may change in the years ahead.

Information and interactive calculators are made available to you as self-help tools for your independent use. They are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy with regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.