Don't Wait to See What the Future Holds for Tax Rates... Convert to a Roth IRA Now

Benefit from today's tax rates and tax-free withdrawals later by converting now

The Roth IRA has long been considered a powerful tool for growing wealth – investments grow tax-free in a Roth IRA, and all qualified withdrawals are tax-free after the age of 59 ½. Plus, in contrast with a traditional IRA there are no required distributions at 70 ½.

The Roth IRA is an attractive retirement savings vehicle by itself, but there's an additional factor that makes now the perfect time to convert your retirement funds. The President Bush-era tax cuts are about to expire, and there's no telling whether they'll be extended or whether tax rates will soar in 2013. By converting to a Roth IRA now, you may pay a tax rate that may be smaller than what it would be if you convert next year and beyond.

Discover how you can benefit from a Roth IRA

• What's the Big Deal about a Roth IRA?
• Why Convert Now?
• Get Started