Open the Right Account for You



 

Individual Plans
Traditional IRA
Created in 1974, investments in a Traditional IRA are tax-deferred (funded with pre-tax dollars) until disbursement. If qualified, investors receive tax deductions based on contributions.
 



   
Roth IRA
Funded with after-tax dollars (the opposite of the Traditional), investments grow tax-free and disbursements are tax-free as well. Investors must meet income requirements, but because they are funded with after-tax dollars and receive the tax-free disbursements, they are not eligible for tax-deductions.



 

Small Business Plans
Simplified Employee Plan (SEP)
Enjoy large contributions toward retirement and large tax deductions with a SEP, but without the 401(k) paperwork. This plan is often the best option for sole-proprietors and small businesses with 25 or less employees.



   
Savings Incentive Match Plan for Employees (SIMPLE)
If the contributions for a Traditional or Roth IRA aren't enough, a SIMPLE might be your best option. Perfect for sole-proprietors and small businesses that pay themselves less than $45,000 and want to enjoy higher contribution limits.



Solo 401(k)
Combining the best of the SEP and SIMPLE, the Solo 401(k) is a qualified plan offering sole proprietors the opportunity to make the largest deductions and contributions towards retirement.
Please call our IRA Specialists, at 1-888-382-4727.
They will help you set up your account and answer any questions you may have.
Get started today!
 
Roth Solo 401(k)
The Roth Solo 401(k) offers the same great benefits of the Solo 401(k), but with the tax benefits of Roth-type contributions. Plus, the plan has no income limits, and everyone is eligible.
Please call our IRA Specialists, at 1-888-382-4727.
They will help you set up your account and answer any questions you may have.
Get started today!
 

Other Tax-Advantaged Accounts
Health Savings Account (HSA)
Reduce your health insurance premiums by as much as 70%, while you set aside funds to pay for current and future medical expenses.


   
Coverdell Education Savings Account (CESA)
Save for a child’s future educational costs.