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An Easier Way to Pay Real Estate Expenses

Introducing Expense Pass, a prepaid card that lets you quickly pay expenses related to your IRA’s real estate investment – only available through an Equity Trust IRA.

Sign up for your complimentary call with an IRA Counselor to learn how to get started with real estate in a self-directed IRA so you can take advantage of Expense Pass.

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Why Expense Pass?

When you purchase real estate using your IRA funds, it’s important that the property’s expenses are paid from your IRA. Previously, this meant requesting funds from your IRA’s custodian and, oftentimes, waiting or a check to arrive in the mail.

Not anymore. Equity Trust has taken the hassle out of managing your IRA property’s expenses. Once you load your prepaid card with the necessary funds from your account, you’re ready to pay expenses as they arise.

Expenses You Can Pay

After loading funds onto your Expense Pass prepaid card, you can pay for nearly any expense related

HOA Fees
Utility Bills
Property Taxes & Insurance
Property Repairs & Renovations
Property-Related Purchases at Retailers
Paying Contractors through Apple Pay, Samsung Pay, Venmo, or PayPal*

How it Works


Step One

Register in account management system myEQUITY and select either a plastic card to be mailed to you after registration or a virtual card to be emailed to you once funded.


Step Two

Load funds from your Equity Trust account directly to your Expense Pass through myEQUITY. Funds will typically be available on your card within 1-2 business days.


Step Three

Use your Expense Pass nearly everywhere Mastercard is accepted.

The Total Package for Self-Directed Real Estate Investors

Expense Pass is just one of the latest innovations from Equity Trust, named the best Overall Self-Directed IRA Company for a third year in a row by Investopedia

Investment Freedom

Investment Freedom

You can diversify into a range of options including

Innovative Technology

Innovative Technology

Easily invest and manage your account on any device with our online account management system myEQUITY. Intuitive online wizards walk you through funding, purchases and sales, paying bills, distributions, and more.

You Direct, We Support

You Direct, We Support

You're in control, but you're not alone. Our knowledgeable associates provide personalized service, and we offer an abundance of learning opportunities.

Recognized Leader

Recognized Leader

Our size, expertise, and technology help us ensure that we're there when you need us most. Our 400+ associates work diligently to enhance your experience.

Access to Opportunities

Access to Opportunities

Don't have an investment in mind? Our Investment District online marketplace enables you to find potential investment opportunities with the click of a button.

Exclusive Benefits

Exclusive Benefits

Each client receives access to exclusive opportunities not found with any other self-directed account custodian. You'll receive valuable, in-demand discounts and membership access.

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Jump-Start Your Self-Directed Investing

Our knowledgeable IRA Counselors can answer your questions about the self-directed investing process and share insight and education about our self-directed accounts to help you decide what options may be best for you.

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