Rules and Regulations
Rules and Regulations
One entry per person.
Entries will be accepted for the 2018 Self-Directed Investor of the Year Contest from November 26, 2018 until 5:00 p.m. Eastern Time on December 21, 2018.
One grand-prize winner and four runners-up will be chosen from all entries received through the designated webpage. Entrants must be an Equity Trust client at time of entry and provide all required information in order to qualify.
The grand-prize winner will receive: The Annual Account Maintenance Fee (up to a value of $500 per year) waived for one Equity Trust account for the account holder’s lifetime.
Each of the four runners-up will receive: A copy of the book, Self-Directed IRAs: Building Retirement Wealth through Alternative Investing.
Entrants must be a current Equity Trust Company client to win.
All information gathered from this contest becomes the property of Equity Trust Company.
I understand and agree with the Official Rules. As the sole owner(s) and author(s) of submitted material (completed contest form, documents photos, etc.), I/we fully attest that the following is true and correct:
I/We attest that I/we have read, understand and complied with the Rules and Regulations of the 2018 Self-Directed Investor of the Year Contest (“Contest”) and that I/we are the author/s and sole owner/s of all materials submitted for the Contest.
I/We recognize that all information submitted becomes property of Equity Trust Company and may be utilized to illustrate success stories.
I/We understand that the submission of the material into the Contest does not establish any fiduciary or confidential relationship between us, nor is there one intended or created by reason of this letter and/or submission of the material.
If more than one client signs the application for the Contest, then reference to “I/We” within this release letter shall apply to each party jointly.
NO PURCHASE NECESSARY TO ENTER OR WIN, NOR WILL A PURCHASE IMPROVE ONE’S CHANCES OF WINNING.
ALL FORMS MUST BE FILLED OUT COMPLETELY AND TRUTHFULLY. FAILURE TO COMPLETE THE APPLICATION AND PROVIDE TRUTHFUL AND PERTINENT INFORMATION MAY RESULT IN DISQUALIFICATION FROM THE CONTEST. DISQUALIFICATION IS IN THE SOLE DISCRETION OF Equity Trust Company (“Company”).
Company will conduct the Contest substantially as described in these Official Rules (“Rules”). Participation in the Contest constitutes each entrant’s full and unconditional agreement to, and acceptance of, these Rules. All decisions are final and absolute and not subject to inquiry or appeal. The Contest may be temporarily postponed or discontinued at any time without prior notice. By signing up for the Contest, entrants are agreeing to receive future electronic communication from Equity Trust Company regarding the Contest. Entrants may opt-out at any time. The Contest, and all Contest material, is copyrighted ©2018 by Equity Trust Company. All rights reserved.
ELIGIBILITY REQUIREMENTS: Only one (1) entry per person is allowed. Entrants must be legal US residents, 18 years of age or older, and reside in the United States as defined by Equity Trust Company. To be eligible to receive a prize, each winner may be required to submit all required details. If a winner is disqualified, Company reserves the right, in its sole discretion, to determine an alternate winner or to not award that winner’s prize at all. Employees of Equity Trust Company and/or its affiliates and members of the immediate family of any such persons are not eligible to participate and win. The term “immediate family” includes spouses, siblings, parents, children, grandparents, and grandchildren, whether as ‘in-laws,’ or by current or past marriage(s), remarriage(s), adoption, co-habitation or other family extension, and any other persons residing at the same household whether or not related.
CONTEST PERIOD: The 2018 Self-Directed Investor of the Year Contest begins November 26, 2018, and runs until 5:00 p.m. Eastern Time on December 21, 2018 (“Contest Period”), or at the discretion of Company.
HOW TO ENTER: Entrants can enter the Contest by going to the Contest website (https://www.trustetc.com/about/investor-contest
) and completing the entry form with all requested information.
Entry constitutes an assignment to Company of all intellectual property rights of the entry materials, if any. Company will not be responsible for incomplete, lost, late, misdirected or illegible entries or for failure to receive entries due to transmission failures or technical failures of any kind, including, without limitation to, the malfunction of any communications network or equipment, or computer hardware or software, whether originating with sender or Company. All entries become property of Company and will not be returned. In the event of a dispute about who submitted an entry, the entry will be deemed to have been submitted by the authorized account holder of the Equity Trust Company account identified in the submission. Any questions regarding the number of entries submitted or the owner of an Equity Trust Company account shall be determined by Company in its sole discretion. Company reserves the right to cancel the Contest if it becomes technically corrupted.
PRIZES: Prizes are provided by Company and no other company is associated with this offer. Winners will be notified by telephone and via an email message. Winner(s) will be required to reply to the Company by phone, email or in writing within five (5) business days of notification or they will be disqualified. If a winner cannot be reached, or if a winner does not reply with acceptance of the prize within the designated time period, no prize will be awarded.
Prizes cannot be redeemed for cash or substituted for any other items by the winner(s). The winner(s) cannot assign or transfer prize. Company reserves the right to substitute a comparable prize of like or greater value, for any prize, for any reason.
RELEASE; PUBLICITY; USE OF PERSONAL INFORMATION: By participating in the Contest, each entrant waives any and all claims of liability against Equity Trust Company and its employees and agents, the Contest’s sponsor and respective employees and agents, for loss which may occur from the conduct of, or participation in, the Contest.
In order to participate in the Contest, entrants will be required to sign an official waiver form provided by Company. By participating in the Contest, the entrant consents to Company’s use of his or her name, state of residence, and likeness for advertising and promotional purposes online, for broadcast, and in print, or in any other media in connection with the Contest, without limitation and without additional compensation, except where prohibited by law. Without limiting the generality of the preceding sentence, Company shall own all rights, title and interest in and to all recordings, videos and images, if any, rendered by entrants in connection with the Contest.
DELIVERY & COMPUTER DISCLAIMER: Company disclaims all liability for any delays, undelivered, or loss of any item sent by mail, courier, express service, electronic transmission, or other delivery method. No photocopies or mechanical reproductions of entry forms are permitted. Company is not responsible for mechanical, technical, electronic, communications, telephone, computer, hardware or software errors, malfunctions or failures of any kind, including: failed, incomplete, garbled or delayed transmission of online entries, traffic congestion on telephone lines, the Internet or any website or lost or unavailable network connections which may limit an online entrant’s ability to participate in the Contest, and any injury or damage to entrant’s or any other person’s computer related to or resulting from participating in or downloading any information necessary to participate in the Contest.
Company is not responsible for error, omission, interruption, deletion, defect, delay in operations or transmission, theft or destruction or unauthorized access to or alterations of entry materials, or technical, network, telephone equipment, electronic, computer, hardware, or software malfunctions of any kind, or inaccurate transmission of or failure to receive entry, winner(s) or other Contest information by Company or entrants for any reason whatsoever. Company is also not responsible for any injury or damage to any entrant’s or any other person’s computer related to or resulting from playing or downloading any materials in the Contest or for entries that are late, misdirected or incomplete. All entries become the property of Company and will not be returned.
CAUTION: ANY ATTEMPT BY AN ENTRANT TO DELIBERATELY DAMAGE ANY WEB SITE OR UNDERMINE THE LEGITIMATE OPERATIONS OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE COMPANY RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH ENTRANT TO THE FULLEST EXTENT PERMITTED BY LAW.
Company reserves the right to cancel the Contest if it becomes technically corrupted.
TAXES: Any valuation of the prize(s) stated above is based on available information provided to Company, and the value of any prize awarded to a winner may be reported for tax purposes as required by law. All taxes, including federal, state and local taxes, are the sole responsibility of winner. Each winner must provide Company with valid identification before any prize will be awarded.
LIMITATION OF LIABILITY: By participating, entrants agree: (a) to the Official Rules and decisions of Company, which shall be final in all respects; (b) to release, discharge, and hold harmless Company, and its respective affiliates, parents, subsidiaries, advertising and promotion agencies, officers, directors, employees, representatives, and agents from all liability, injuries, losses or damages of any kind to persons, including but not limited to death or property damage resulting in whole or in part, directly or indirectly, from participation in the Contest or any Contest-related activity; (c) that the foregoing parties have neither made nor are in any manner responsible or liable for any warranty, representation or guaranty, expressed or implied, in fact or in law, relating to any prize. Equity Trust Company and its respective advertising and promotion agencies are not responsible for cancellations, postponements, or delays.
Company shall have the sole discretion to administer the Contest and interpret and apply these Rules. Anyone using fraudulent means to participate in and/or win the Contest will be subject to disqualification.
Company reserves the right to disqualify any entrant at any time, for any reason, including, without limitation, language, activities or behavior deemed inappropriate. Any expenses incurred by the applicant during the application process, including but not limited to, postage, shipping and materials preparation (videotape, photos, etc.) are the sole responsibility of each applicant and Company will not issue reimbursement for any expenses. All contestants and winners agree, by participation in the Contest, to submit to the personal jurisdiction of the courts of Ohio. All courts of Ohio shall govern this Contest, without regard to Ohio’s choice of law rules. The courts of Ohio shall be the exclusive forum for any dispute regarding any Rule or activity associated with the Contest.
UNDER NO CIRCUMSTANCES SHALL COMPANY BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, ATTORNEYS’ FEES, OR ANY OTHER DAMAGES.
MISCELLANEOUS: Each entrant agrees to abide by these Rules. Each winner must sign Company’s release form to claim the prize. Company may substitute prizes, amend rules or discontinue the Contest at any time. Company disclaims any responsibility to notify the participants of any aspect related to the conduct of the Contest.
OFFICIAL RULES: To request an additional copy of the Rules, send a self-addressed stamped envelope to the business offices of Equity Trust Company, c/o Marketing Department, 1 Equity Way, Westlake, Ohio 44145 by the end of the contest. Written copies of these Rules are also available during normal business hours at the business offices of Equity Trust Company located at 1 Equity Way, Westlake, Ohio 44145. All entries become property of Company and will not be returned.
COMPLIANCE WITH LAW: The conduct of the Contest is governed by the applicable laws of the United States of America, which take precedence over any regulation to the contrary herein. The Contest is void where prohibited and subject to all federal, state, and local laws and regulations. Questions can be submitted via email to ETCnews@trustetc.com