Account Fee Schedule

All-Inclusive Fee Schedule Provides Unbeatable Value

Equity Trust’s continued growth and success is based in part on our commitment to providing incredible services for a fair price. While some IRA custodians have complicated fee structures and others require large upfront set-up fees (sometimes thousands of dollars), we provide a straightforward fee schedule.

With our all-inclusive fee schedule, there are no hidden fees or surprise charges. It’s very simple and easy to understand, and it comes with unbeatable value that you can only get from a leading self-directed IRA custodian.

Annual Fee Schedule

Please note the following:

• The annual fee is assessed in the 1st Quarter of each year.
• There are no transaction or distribution fees.  There are special service fees for paper bill pay or statements, any special handling requested and/or the account is being terminated.
• The fee schedule does not include brokerage commissions.
• The above fees are effective from January 1 to December 31 of any given calendar year.
• All fees are subject to change.
• IRA maintenance fees are not prorated.
• Any investment fees are taken from your account on the day an investment is processed unless you pre-pay the fees.
• Fees cannot be refunded.
• Termination Fees:
  • Partial Termination Fee                                  $100.00 / asset
  • Full Termination Fee                                      $225.00
  • Distribution of Asset/Re-registration Fee     $100.00 / asset

Coverdell Education Savings Accounts for Minors

Special maintenance fees apply to Equity Trust CESA accounts opened on behalf of children and teenagers under the age of 18:

• When a minor opens an Equity Trust account valued at $10,000 or less, a $50 one time set-up fee is assessed along with a $75 yearly maintenance fee.
• Once the child reaches age 18 or the account exceeds $10,000, the account converts to the regular maintenance fee schedule and is billed annually.

Family Plan

The Family Plan allows a minimum of four members of the same family to open Equity Trust accounts on the same day with only one $50 setup fee. All required documents for opening each account must be submitted at the same time.

For example, a father, daughter, grandfather, and uncle of the same family can open four Equity Trust self-directed IRAs for $50. Those family members would normally pay $200 in setup fees.

The following relationships qualify as family members:

• Father and mother
• Sons and daughters
• Grandparents
• Grandchildren
• Cousins
• Aunts and uncles
• Brothers and sisters
• Stepbrothers and stepsisters
• Stepfather and stepmother
• Step-grandparent
• In-laws family members

Family members who are “second removed” – such as second cousins or second aunts or uncles – do not qualify.