Account Fee Schedule

All-Inclusive Fee Schedule Provides Unbeatable Value

Equity Trust’s continued growth and success is based in part on our commitment to providing incredible services for a fair price. While some IRA custodians have complicated fee structures and others require large upfront set-up fees (sometimes thousands of dollars), we provide a straightforward fee schedule.

With our all-inclusive fee schedule, there are no hidden fees or surprise charges. It’s very simple and easy to understand, and it comes with unbeatable value that you can only get from a leading self-directed IRA custodian.


Download Fee Schedule PDF

Annual Fee Schedule

Portfolio ValueStandard Fee
$1-14,999$205.00
$15,000-24,999$290.00
$25,000-49,999$330.00
$50,000-99,999$400.00
$100,000-199,999$480.00
$200,000-299,999$660.00
$300,000-399,999$710.00
$400,000-499,999$1,025.00
$500,000-599,999$1,680.00
$600,000-699,999$1,785.00
$700,000-799,999$1,890.00
$800,000-899,999$1,945.00
$900,000-999,999$1,995.00
$1,000,000-1,999,999$2,050.00
Over $2,000,000$2,150.00
  
One Time Set-up Fee$50.00

Please note the following:

  • The annual fee is assessed in the 1st Quarter of each year.
  • There are no transaction or distribution fees.  There are fees if special handling services are requested and/or the account is being terminated.
  • The fee schedule does not include brokerage commissions.
  • The above fees are effective from January 1 to December 31 of any given calendar year.
  • All fees are subject to change.
  • IRA maintenance fees are not prorated.
  • Any investment fees are taken from your account on the day an investment is processed unless you pre-pay the fees.
  • Fees cannot be refunded.
  • Termination Fees:
    • Partial Termination Fee                                        $100.00 / asset
    • Full Termination Fee                                              $225.00
    • Distribution of Asset/Re-registration Fee     $100.00 / asset

Coverdell Education Savings Accounts for Minors

Special maintenance fees apply to Equity Trust CESA accounts opened on behalf of children and teenagers under the age of 18:

  • When a minor opens an Equity Trust account valued at $10,000 or less, a $50 one time set-up fee is assessed along with a $70 yearly maintenance fee.
  • Once the child reaches age 18 or the account exceeds $10,000, the account converts to the regular maintenance fee schedule and is billed annually.

Family Plan

The Family Plan allows a minimum of four members of the same family to open Equity Trust accounts on the same day with only one $50 setup fee. All required documents for opening each account must be submitted at the same time.

For example, a father, daughter, grandfather, and uncle of the same family can open four Equity Trust self-directed IRAs for $50. Those family members would normally pay $200 in setup fees.

The following relationships qualify as family members:

  • Father and mother
  • Sons and daughters
  • Grandparents
  • Grandchildren
  • Cousins
  • Aunts and uncles
  • Brothers and sisters
  • Stepbrothers and stepsisters
  • Stepfather and stepmother
  • Step-grandparent
  • In-laws family members

Family members who are “second removed” – such as second cousins or second aunts or uncles – do not qualify.