The IRA Expert - Learn from investment pros what you can do with a Self-Directed IRA
The “Real Estate Goddess” Vena Jones-Cox presents the second and final part of her series, which provides a 30-second overview on getting started with the real estate investment tactic wholesaling. Read MoreMore and more retirees are finding themselves with debt from student loans – their children’s, grandchildren’s or even their own. Read MoreRMD rules differ between Roth and Traditional IRAs. Find out which rules apply to your situation. Read MorePart 1 of a two-part series on wholesaling by real estate investment expert and educator Vena Jones-Cox. Read MoreOne section of your account application may have a lasting impact on your loved ones. Read MoreTaking the time to learn and understand the financial experience and expectations of your partner is time well spent. Read MoreThe ability to contribute money after-tax and take tax-free distributions, essentially avoiding paying taxes on investment growth, are a couple of the reasons given in a recent article in favor of the retirement account. Read MoreHow to turn your investing into a business to save more for retirement Read MoreThink about Roth conversions now instead of trying to navigate this powerful account funding method at the end of the year when you’re at your busiest. Read MoreOpting out of big corporate life to go your own way doesn’t mean losing out on options to save big for your retirement. Consider the Solo 401(k) and Roth Solo 401(k) plans if you’re wearing all the hats in your business. Read MoreRecent changes could affect real estate investors, but there are steps they can take to remain profitable, a real-estate industry executive says. Read MoreRetirement investing takes time and money (especially money not tied to the business) - both rare commodities for many small business owners. Not to mention, the majority of Americans rely on employer-sponsored retirement accounts such as 401(k)s, but what can be done when you are the employer who is supposed to be sponsoring the plan? Read MoreArnold B. used his research skills, real estate knowledge and the internet to buy, rehab and earn income from a rental property in Hilton Head, S.C. without ever stepping foot in it. Read MoreThere are many facets to real estate investing. Fortunately, there are just as many resources to help you grow your knowledge. Read MoreWhether you’re a small business owner or a sole proprietor, make sure your business strategy includes retirement options for yourself. Read MoreTransfers, personal contributions and rollovers are popular options for funding your IRA. The new IRS ruling on rollovers has the potential to catch IRA account owners off guard. Read MoreIt may come as a surprise that an industry-leading custodian of self-directed retirement accounts came from humble beginnings and is rooted in the American dream of entrepreneurship and owning a business. Read MoreExperienced land investor Mark Podolsky shares the websites and techniques he uses to find profitable land investments. Read MoreRecent reports tracking retirement account balances reveal that on average, Americans don’t have nearly enough saved to cover the expenses they’ll encounter in retirement. Some investors are taking action to avoid this problem. Read MoreWhile the tax deduction benefits of a Traditional IRA are widely known, an Investopedia writer highlights other important facts about Traditional IRAs. Read MoreThere are many different ways to invest in real estate. In this segment of Investment Basics, we’ll take a look at investing in real estate options, which can be more attractive to those who don’t have a lot of capital to invest. Read MoreMaking sure an asset is correctly titled in the name of your IRA will prevent snags in the investment process - as well as possible future concerns. Read MoreOne of the world’s wealthiest people plans to leave his fortune to beneficiaries other than his family. Find out where his money will go and why many Baby Boomers are following his lead. Read MoreAisha D. of Maryland found a way to successfully invest her relatively small retirement fund, as well as inspire her young son to get ahead of the game establishing his own financial future. Read MoreEven though tax season is rushing toward the April 15 filing deadline, there’s still time to open a traditional or Roth IRA and contribute to 2014 if you haven’t already filed. Read MoreClient Emerich H. of Ohio initially thought he wouldn’t be able to fund a potential self-directed real estate investment because of his IRA balance, but he found a way to raise the extra capital needed, which resulted in a deal that quadrupled his retirement account balance in just months. Read MoreGet the details about deadlines and contribution limit information for 2014 and 2015. Read MoreSelf-directed IRAs continue to receive attention in the mainstream media, a possible sign that more investors are discovering this retirement account and using it as a way to diversify their portfolios. Read MoreIf your income comes from investments as well as wages, you may be subject to Net Investment Income Tax. Read MoreProperty taxes are anticipated expenses for anyone holding real estate or land – even in an IRA. But are you aware that Unrelated Business Taxable Income (UBIT) is also possible with some types of investment structures? Read MoreMake sure you stay on the right side of the IRS when handling an alternative investment’s expenses. Read MoreWhile not many people follow cases in bankruptcy court, one particular recent court case stands out as a point of consideration for IRA beneficiaries. Read MoreIt’s not often that a financial education website most often associated with traditional investments publishes an article titled, “Why You Need a Self-Directed IRA,” but that is what The Motley Fool did recently. Find out what’s behind this point of view. Read MoreOne of the cornerstones of self-directed IRAs is nearly unlimited diversity. In this segment of Investment Basics, we’ll take a look at investing in foreign currency (forex) trading, just one asset type you can hold in your self-directed IRA. Read MoreFind out where your metro area ranks in terms of real estate investment returns in RealtyTrac’s new report for the first quarter of 2015. Read MoreEffective January 1, 2015, the IRS will allow only one IRA rollover in any 12-month period regardless of how many accounts you have. Read on for the details. Read MoreTwo of the most popular retirement savings accounts available today are the employer-sponsored 401(k) and the Traditional IRA. Which one better aligns with your financial goals? Read MoreInvestments are often the end result of knowledge and experience, guidance from qualified third parties, educational opportunities, and hard work all coming together. Read MoreWe help you understand the difference between the two types of investments as we kick off a series of articles on the different investment types. Read MoreThe first quarter of the year is a good time to get current on all things related to your Equity Trust account. Here are a few things to be aware of to make sure your 2015 starts off right… Read MoreJoe K. of Georgia's search for steady, predictable, passive income has steered him toward alternative investing, where he earned more than $300,000 in interest investing in a store. Read MoreThe invoice for fees, published with your year-end statement, can be paid in a variety of different ways. Read MoreAn upcoming Expert Q&A Session on myEQUITY will feature a notes and lending expert. Read MoreThe Individual Retirement Account is more versatile than many investors might realize. Find out about some of the advantages it may offer. Read MoreEquity Trust client Rex L. of Illinois submitted his story of self-directed success and we just had to share it. Read about how he helped a family remain in its home while also boosting his own retirement account. Read MoreIf you are a real estate investor, you have likely asked yourself this question at least once. Experts weigh in on which strategy makes the most sense in the current market conditions. Read MoreHere’s a wealth of resources to help you better understand how the investment approach works and what you need to get started. Read More2014 was the year for industry experts to share their wisdom with the myEQUITY community. While we plan for a new year of enlightening education, let’s take a look at some of the highlights from our Ask the Expert Q&A sessions! Read MoreEquity University produced valuable educational webinars all year, but here are a few of your favorites. They include the “Real Estate Goddess” Vena Jones-Cox with an amazing story of real estate profits in a Roth IRA, as well as clients discussing the unique ways they’re building wealth in their IRAs. Read MoreLet’s revisit the most educational and inspirational blog posts of the past year. You were most fascinated by a 16-year-old who’s already building her retirement fund with real estate investments, an investor who made $92,000 from a tax-lien sale, essential information for new landlords, and more. Read MoreTake another look at the videos that enlightened you this year, including insight from a client who realized he could save thousands of dollars with self-directed investing, an easy-to-understand depiction of how self-directed IRAs work, and more. Read MoreCheck out these illustrations of some unique self-directed investments from 2014, a walk-through of the self-directed investing process, and a look at how your fellow investors are saving for retirement. Read MoreSaving for retirement is only a starting point for a sound retirement strategy. Your plan needs to include ways to grow those funds. A self-directed IRA provides diverse options – such as real estate investing - to make that happen. Read MoreThe tax benefits that Traditional and Roth IRAs offer could affect you differently depending on various personal factors, so make sure you’re opening the account that would be most advantageous to you. Read MoreIf you’re one of the many people who give to charity each year during the holiday season, there are several tax rules that you should know about before you give. Read MoreAs 2014 winds its way down, this is a good time to take a look at some retirement planning strategies that make the most of the year end. Read MoreHere are some guidelines that can help real estate investors eliminate potential deal pitfalls. Read MoreRoxie G. of Florida might be retired from fighting crime, no one can accuse her of slowing down. After ending her 26-year career on the police force, she has found a way to reinvent the way she earns income for herself using a method that she only recently discovered: self-directed real estate investing. Read MoreYour retirement planning shouldn’t stop at age 59½. Consider Roth conversions as a way of addressing the Required Minimum Distributions for your Traditional IRA. Read MoreA 25-year-old could conceivably save $1 million by retirement by simply bringing a lunch to work instead of eating out every day. Here are 14 other ways you could save more money now for retirement without sacrificing much. Read MoreIf your retirement planning experience is limited to participating in your company’s 401(k), you run the risk of missing out on increasing your retirement savings through business plans or tax diversification through actions such as a Roth conversion. Read MoreIf you’ve ever balked at the results you’ve gotten from a retirement calculator, you need to be taking your future more seriously, according to financial professionals. Read MoreThe Roth IRA has different rules than a Traditional IRA. What does that mean for my investments? Read MoreAs you establish your holiday plans, take a moment to make sure your end-of-year IRA transactions are on schedule. Read MoreMany people aren’t aware that there are fees eating away at their nest eggs. Find out if something can be done to keep more of your savings in your account. Read MoreYou can take steps now to avoid owing more taxes or getting a larger refund than you expect in April. Read MoreWhile retiring at the same time as your partner is often portrayed as ideal, here are some interesting points to consider. Read MoreAs 2014 draws to a close, many people’s year-end financial checklists include Roth conversions. Find out why converting can be beneficial this time of year. Read MoreFinancial professionals previously set in their recommendation of traditional stock-and-bond portfolios are finally seeing the profit-building potential alternative investments can offer. Read MorePlanning for retirement isn’t scary; it’s what happens if you don’t that’s the real horror show. Taking a few steps now can help you avoid feeling dread about what’s to come. Read MoreDoes Equity Trust offer self-directed IRAs where the account owner is able to physically possess gold American Eagle coins?
Read MoreYou might be vaguely familiar with the concept of health savings plans for your current medical expenses, but did you know the accounts can also be used to supplement your retirement? Read MoreHave a question about boosting your profits from note investments? Post it to the clients-only online forum and Eddie Speed might answer it on October 30. Read MoreCan I start my own business with self-directed IRA funds and use those funds to pay myself a salary?
Read MoreMany people think a 401(k) is only available if you work at a company that offers this option, but that’s not the case. Find out if you might qualify for an account. Read MoreIf the Tax Man comes calling, keep calm and check out these guidelines to prepare. Read MoreOne of the features many investors like about the Roth IRA is what they’re able to do with the account after just five years. Read MoreA recent report reveals the difference between each gender’s 401(k) balances and activity. Read MoreWhat qualifies as luxury real estate, and how do you go about purchasing? Check out these resources for answers. Read MoreA recent government report said there are at least 9,000 taxpayers with so-called super-sized IRAs: IRAs with at least $5 million. A recent article in Private Wealth magazine outlines what it calls a road map to accumulating a retirement account of that size. Read MoreYour tenants are essentially your property’s cash flow, so make sure you make as sound of an investment in whom you rent to as you do with what you rent. Read MoreWhether you are attending tax lien auctions, bidding on foreclosed properties from the courtroom steps, or bidding online it is important to understand that success likely comes from what you do before you attend. Read MoreAs long as they have income, even children can have a Roth IRA. Any income the child contributes grows tax-free, potentially resulting in a sizeable nest egg when he or she retires. Read MoreDiversifying your tax environments can be as important as the diversification of your investment portfolio. Read MoreBrad from Indiana combined his research, entrepreneurial thinking and $823 to create a staggering profit for his retirement fund. Read MoreMany Equity Trust clients have used rental properties in their self-directed IRAs because of the added benefit of tax-free or tax-deferred profits, but there is more to being a landlord than simply collecting rent checks. Check out some considerations for current or hopeful landlords. Read MoreFind out which generation lost the most during the economic downturn, according to a new survey, and ways they can bounce back from it. Read MoreThe myEQUITY online client community is a place for networking and education only, so we’ve provided a handy guide to help you determine if your post fits within those guidelines. Read MoreThe real estate market offers a potentially lucrative way for those concerned about retirement income to add to their nest egg using whatever amount of capital and time investment they can handle. Read MoreIf you’ve researched or completed a self-directed investment, you’ve likely heard of the Direction of Investment form. Here’s what you need to know about the form, as well as handy lists of supporting documents you’ll need for different types of investments, to get you ready for the real thing. Read MoreInterest rates are projected to increase in the coming years, which would lead to higher mortgage payments for homeowners. Investors could use the increase as an opportunity to provide a competitive and potentially profitable alternative to prospective homeowners. Read MoreA financial expert recently commented that children should get involved in their own financial future at a young age. This idea isn’t so far-fetched: It can be legal for a baby to have an IRA, and it’s feasible that once they’re a little older, they can get involved in their own investments. Read MorePartnering your self-directed IRA with family members’ self-directed accounts can help you make bigger investments while getting your children involved in investing at an early age. Read MorePlacing too much of their life savings in their business and not planning for the future are two missteps that can potentially hurt an entrepreneur’s financial future.
Read MoreRecent research depicts the buying power of $100 in all 50 states. Find out which states fall at the top – and bottom – of the list. Read MoreFor the longest time, only 2 percent of Americans were using self-directed IRAs to grow their wealth. It seemed to be the best-kept secret, but that secret appears to be getting out. Read MoreAccording to a new article, you can experience at least three different phases of retirement and you need to plan for their unique expenses. Read MoreIf you have a traditional IRA, you might benefit from converting some or all of it to a Roth IRA. Learn about the factors that determine if this strategy makes sense for you. Read MoreInvestors enjoy the many benefits (such as potential tax deductions) they can receive by using their Traditional IRAs to invest in alternatives to the stock market, such as real estate or private entities. But even an IRA has its limits, and you should know those limits if you want to avoid taxes and penalties. Read MoreChildren everywhere are heading back to school this time of year, so it seems a good time to remind even those who left school long ago that learning should be a lifelong pursuit – especially when it comes to learning about maintaining your financial health. Read MoreAs our two-part series wraps up, learn how RMDs affect you when you have illiquid assets (such as real estate) in your IRA. Read MoreCrowdfunding, the group money-raising technique that has been increasing in popularity, has become a big hit in the real estate industry, but it’s not yet as accessible to investors as other strategies. Read MoreAt just 16 years old, Equity Trust client Brittany D. is well on her way to building herself a financially secure future with tax-free investments, thanks to the encouragement of her real estate-savvy mother. Read MoreA new article cites science as proof that women are better equipped for making successful investments. Read MoreResearch suggests that women or people of either gender with certain facial features are more likely to face potentially damaging biases at the negotiation table. Here are some ideas for breaking free of the stereotype getting a fair deal. Read MoreEstimates that women will own two-thirds of the nation’s wealth by 2030 are explained in a recent article with some statistics that might surprise you. Read MoreKnowing what a distribution is and when you need to take it from your retirement account can save you from unnecessary fees and penalties. (Part one of a two-part series.) Read MoreTurning your initial investment into an astronomical figure takes less work and more of another quality, according to successful billionaire investor Warren Buffett. Read MoreScott McGillivray offers some insight into the strategies that have worked for him, but seems to be unaware of a retirement strategy that could help him maximize his real estate investment profits. Read MoreIf you start a business, one key to success is knowing your federal tax obligations. Here are five basic tax considerations that can help get your business off to a good start. Read MoreEven though they don’t earn income, stay-at-home parents have options for planning for their golden years. Read MoreA new article that polled prominent advisors about common financial planning mistakes sheds some light on common practices – or lack thereof – that could be holding people back from a comfortable retirement. Read MoreIn his recent article, Entrepreneur.com contributor Jason Saltzman outlines things to consider when seeking outside funds for deals. Read MoreWith fines issued for excessive water use and concerns about shortages of potable water, no one wants to be guilty of wasting water. Detecting and preventing water leaks protects a property from damage and reduces overall undue expenses. Read MoreIf you live in a city with a relatively high cost of living, you could do your finances some good by moving to an area with a lower cost of living, a Forbes article says. Read MoreGetting real estate terms down before you begin investing can help keep you compliant and potentially boost your profits. Read MoreUnderstanding how to work with contractors is important for self-directed IRA investors since they cannot complete the work themselves on investments held within their IRA. Here’s a simple checklist to go through before selecting and hiring your contractor. Read MoreWhile many may think the secret to a wealthy retirement is luck or inheritance, tried and true savings and investments turn out to be the best strategy for the average Joe. Read MoreA veteran in the real estate industry shares his lessons learned to save other investors from making the same missteps he did. Read MoreUnless you explicitly state your wishes with the correct documents, your estate could end up where you didn’t intend. Read this tale and then consult your financial professionals to avoid such a scenario. Read MoreI’m thinking about opening an account. I’m pretty new to all this and I see your firm offers many options including both a self-directed IRA and a traditional IRA. Can you help me understand the difference between these two?
Read MoreI’m looking at taking my money out of an IRA which only holds stocks and a mutual fund for the sake of purchasing a property. It would actually be a rental unit. However, I know self-directed IRAs have a different fee system and I’m only looking at one investment property. Is it worth the fees for a single investment?
Read MoreA recent study of small-business retirement accounts suggests that entrepreneurs have become confident enough with the state of their business to focus more on their financial future. Read MoreStarting your own business can seem daunting, but by breaking the process into steps and creating a clear plan up front, it can be less intimidating. Read MoreNo one likes to talk about it, but financial matters can be better handled if they’re tackled as early as possible. This can be especially important when it comes to the potential of inheriting debt. Read MoreWhether you’re an employer or an employee, find out how a potential rule change could affect the way you deal with retirement plans. Read MoreThe ideal retirement spot for those who have served our country could look different than it does for civilians, according to a recent report that ranks the best and worst places for military retirees. Read MoreWhat about providing the services at tax sales of registering to bid, bidding, traveling to and from the tax sale, dealing with the recording of the deeds and subsequent sale of properties acquired? Are these services according to black letter law? Are these not services under the intent of the law? Do you have any tax court rulings, memos, PLR’s or anything to address this question? Read MoreGet the details on the little-known strategy of creating earned income for your children in order to contribute to their retirement plans. Read MoreThere are valuable lessons children can learn about managing their finances, even if they don’t have to worry about their income, a recent article says. Read MoreA recently published “IRA Owner’s Bill of Rights” aims to educate retirement savers and clear misconceptions about what they can and can’t do with their retirement savings accounts. Read MoreSelf-directed investors who are building wealth by investing in assets, with which they’re familiar, such as real estate, tax liens or promissory notes, often wonder why only 2 percent of Americans are using this strategy. The answer could lie in a recent survey. Read MorePlacing alternative assets with the wrong type of custodian landed one investor in tax court. Discover what he did wrong to avoid a similar fate. Read MoreA recent article outlined the smart moves for those managing rental property. Read MoreThis is a common reason many investors hesitate to open a self-directed IRA, even when they are interested in alternative assets and self-directing investing. The problem with this, of course, is that a great opportunity can arise when you least expect it and then it may be too late to act upon that potential deal in time. Read MoreWorkers looking forward to retirement have lots of decisions to make before they write a date on the calendar for the big retirement party. Read MoreUBIT is an acronym for “Unrelated Business Income Tax”. The primary situation where UBIT comes into play is when you receive a non-recourse loan to help fund a purchase within your IRA. Read MoreA list from MarketWatch.com can help to pull back the curtain on important factors you should consider when contracting a home inspection. Read MoreFrightening retirement scenarios in the news are just scare tactics, according to one article. Discover how you can take a positive approach to planning by taking a cue from pop culture. Read MoreDiscover your options for taking action with an abandoned retirement account and getting more out of it. Read MoreGiant private-equity companies are discovering what amateur and small investors have known for years: There is potential in buying, fixing and renting distressed properties. Read MoreThe difference between a happy retirement and a difficult one comes down to preparation and forethought, according to a recent article. Read MoreA recent CNNMoney article reveals Census data that shows many women’s retirement income level puts them near or below the poverty level and lower than men on average. Find out what factors could contribute to this gender gap. Read MoreAll-cash buyers represented 43 percent of the market in the first few months of 2014, using their advantage of readily available funding to beat others to real estate deals. See why this could be a plus for self-directed investors. Read MoreWhile many investors may bemoan tighter bank restrictions, savvy investors see it as an opportunity to leverage their self-directed retirement accounts. Read MoreDetermining how your retirement assets and funds will be passed to your family is an important step when setting up any IRA. Read MoreInvesting in retirement usually involves a bit of strategy, which a team of financial advisors can help with. One topic the advisors will probably discuss is investing in tax-free accounts vs. tax-deferred plans. What’s the difference, and how does it affect retirement investments? Read MoreWhile young children may not need to take courses or be involved in in-depth financial discussions, a recent article outlined everyday events that can become teachable moments. Read MoreCheck out the state-by-state listing of the colleges and universities that attract the most applicants. Read MoreA new report sheds light on how families are saving for higher education. Read MoreOne of the ways a self-directed real estate investment differs from a traditional real estate investment is in the action of signing the paperwork. Find out what the difference is to avoid any delays with your next transaction. Read MoreWhat do buyers want in a house? A guide from the National Association of Home Builders uses data to shed some light on the subject. Read MoreThe IRS announced that HSA contribution limits will increase. Get the details on how much more you'll be able to contribute. Read MoreI’m interested in real estate, but I can’t move my 401(k) to a self-directed IRA because I’m still employed with the company. What is the next best way to fund my account? Read MoreA few moments of organization now can help make next year’s tax return filing easier. Here are some ideas to help. Read MoreWayne and Alicia C., residents of the hurricane-stricken city of New Orleans, have seized the opportunity to not only help rebuild the city that they love but to build their retirement funding in the process. Read MoreThere’s no shortage of foreclosures on the market, which can be profitable for real estate investors, if they have knowledge of how the process works. Read about the pros and cons that these distressed properties present to investors. Read MoreMaking an investment in your education can be just as rewarding as building your retirement. Discover books for entrepreneurs that help you do both. Read MoreOne of the attractive aspects of real estate investing is that you don’t necessarily have to have hundreds of thousands of dollars to get started. A recent article highlights ways you can invest without putting your own money down. Read MoreI’ve read that some people will actually use their self-directed IRAs to invest in livestock. Is this a good idea or even possible? Are there any special rules related to livestock investing? Read MoreDid you know there are several types of retirement plans that can help business owners build a nest egg, with different parameters to help work with your unique situation or goals? An article on MarketWatch.com breaks down the pros and cons of each plan. Read MoreEven if you’ve begun to predict what you think you’ll need to live on in retirement, have you calculated the concrete costs – such as your daily cup of coffee – to see what you’ll actually need to support them? Here’s a method to help you more accurately prepare for retirement. Read MoreReal estate has shown a steady increase in confidence from investors over the last few years as more Americans are realizing the power behind this investment option, according to a new Gallup poll. Read MoreCan my IRA receive a loan or financing the way I would outside of my IRA? Read MoreInstead of taking a trip or buying a gadget, some taxpayers who are getting money back from Uncle Sam are using it to plant a seed with growth potential. Find out how you can potentially generate future wealth with your windfall. Read MoreThe IRS recently clarified how many IRA rollovers can be performed in a year and what exactly is meant by “a year.” Read on to find out if it will change the way you manage your retirement account. Read MoreLatest installment of monthly series highlights how a client successfully used the strategy to allow him to invest in multiple investment properties. Read MoreThere are several options when it comes to choosing a provider to open a self-directed IRA. Learn the difference between the types of companies. Read MoreThe lists of the nation’s current top real estate buyers’ and sellers’ markets each have geographical themes, according to real estate listing and research website Zillow.com’s new report. Check out the lists and see where your market falls. Read MoreAs those with self-directed IRAs are aware, investors aren’t confined to stocks and bonds when it comes to places to invest your money. Here are just a few options for alternative investing. Read MoreA man in Pennsylvania took a photo of himself every day to help document his tax liability. You might not have to go to that extreme, but consider keeping records of your self-directed IRA transactions to help at tax time. Read MoreDo you have a question about self-directed investing or alternative assets? Ask Equity Trust. Each week, National Education Specialist, John Bowens, will provide answers to your self-directed IRA questions. Read MoreGet a primary lesson on tax lien investing and view the list of upcoming tax liens across the country. Read MoreIf you’ve waited this long to file your tax return, here are some details about extensions, quick-filing methods and last-minute deductions that could help you out. Read MoreOccasionally, investors who buy property tax liens are left with the actual piece property when the delinquent taxes go unpaid. Equity Trust can help walk you through what comes next. Read MoreThere are actions you can take to reduce the monetary burden during retirement, beginning with the taxes you pay, according to a new article. Read MoreChildren who earn investment income aren’t exempt from taxes. Here are the IRS rules for these young income earners. Read MoreYou know healthcare costs are increasing, but are you putting away enough to cover medical bills totaling six figures? A recent Forbes article says you should be. Read MoreTaxpayers who fall into a certain income range who make the commitment to put money away to benefit their financial future can receive a Savers Credit from the IRS. Read More9 things to double-check before submitting documents or forms for Equity Trust transaction requests Read MoreDo you ever wonder what it will take for you to feel satisfied during your golden years? A recent study outlines what retirees feel are important factors for fulfillment. Read MoreThe Chicago Tribune provides a few last-minute reminders that could help you save on taxes. Read MorePeople worry more about their financial health than their physical health, but don’t like to talk about it, the Wells Fargo study finds. Read MoreWhen it comes to IRA contributions, good recordkeeping is more important than many realize – especially when you’re trying to figure out if you over-contributed. Find out how to keep track of your account and how to fix mistakes before they become costly. Read MoreAre you doing all you can to keep as much money as possible out of the IRS’s hands? Check out this list of possible deductions and costly mistakes you might not have considered. Read MoreCompany Founder and Chairman of the Board Dick Desich recently revealed to hundreds of investors how creativity and vision can potentially lead to big rewards for your self-directed IRA. Read MoreFind out what government-sponsored retirement plan holds the most retirement assets and why Americans use it more than any other savings vehicle. Read MoreHere are some steps to take to help underwriters or other agents understand the unique circumstances that come into play when you invest in real estate with an IRA. Read MoreThe government agency’s inclusion of identity theft on its annual list of tax scams should serve as a reminder to be vigilant about protecting your personal information Read MoreThe annual list of tax scams promotes taxpayer vigilance by providing examples of fraud that could be encountered. Read MoreThe IRS provides a guide to determining whether income is taxable or not. Read MoreEmployers decrease the portion of the contribution match provided to employee retirement accounts. Read MoreA recent MarketWatch.com article outlines ways to mitigate easily avoidable risks that can hamper wealth building. Read MoreU.S. Olympians receive a monetary prize when they win medals. Just like anyone else earning an income, Olympic champions must pay taxes on their winnings. Read MoreHere’s a quick guide to obtaining free tax forms and publications on many topics from the IRS. Read MoreFamilies with children need to think ahead regarding the price of further education, especially if their children are planning on pursuing a four-year (or advanced) degree.
There are some investing options available for parents to consider when saving for their children’s education. Read MoreThere are certain situations that cause investors to be responsible for an Unrelated Business Income Tax, or UBIT. Find out if it applies to you and what you need to do to square up with the IRS Read MoreIf you use a home office as part of your job, you may be able to deduct a portion of certain expenses or take the new, simpler, “safe harbor” deduction on your tax return. Read MoreIf you plan to work in some capacity during your retirement, you might want to consider states without income tax or favorable income tax rates. Read MoreFiling your taxes as early as possible can help you protect yourself against fraud. Get more details and discover resources to make tax filing easier.
Read MoreThere’s a myriad of resources out there to help you calculate and save for the cost of earning a diploma. Here are a few to help you get started. Read MoreNow that we’re in the new year, you might want to consider an estate plan checkup. Why? Read MoreA handy infographic highlighting 2014 Contribution Limits for IRAs and other accounts. Read MoreA look at some expired tax breaks that, if extended, might benefit you or your business. Read MoreRetired life is an attractive option during the years of returning home every night in the dark after a long day at the office. So what are the top eight ways to help individuals save enough so they can leave the workforce and enjoy their retirement? Read MoreRealtybiznews.com reveals regions around the U.S. that have shown to provide the highest return on investment for real estate investors. Read MoreEnsuring your account is up-to-date now could increase your wealth-building potential or prevent roadblocks in the future. Read MoreEquity University is offering a free online training session in which our National Education Specialist John Bowens explains what you need to know to complete a self-directed investment. Read MoreWhen it comes to financial savings, retirement is probably the most universal goal that people strive to accomplish. Establishing a financial plan for later years in life allows individuals and couples to spend time working on hobbies or projects that interest them, rather than having to work for a paycheck to keep food on the table and the electricity turned on in the home. Read MoreSaving for retirement goes beyond taking advantage of an employer-provided 401(k) plan. One option for additional savings includes opening an IRA. There are many reasons to open an IRA. Read MoreMany Americans assume that if they aren’t rich, and don’t have a lot of assets, they don’t need to establish an estate plan. However, even small estates can run into legal issues when it comes to disbursement of the estate’s assets, especially if there are multiple beneficiaries involved. This is where an estate plan comes into play. Read MoreIt is always the right time to begin planning for retirement, but this week, there’s special motivation to take action. In honor of National Save for Retirement Week, we have assembled the ultimate list of free resources to help you plan your path to true wealth, no matter where you are with your saving and investing. Read MoreInvestors know that any transaction carries a certain level of risk. While self-directed IRA deals can be lucrative, there’s still a possibility that they might not be exactly what they seem. Read MoreThis free, on-demand webinar, will provide an easy-to-understand overview of self-directed IRAs. Read MoreIf you’re headed to the Equity University Networking Conference, you’ll notice the agenda includes an abundance of education on a wide variety of alternative-investment topics. Read MoreDo you have money just sitting in your retirement account? Discover how to put it to work for you. Read MoreDiscover a real estate strategy that can reap potentially big profits and requires less of the cash and work than strategies such as real estate rehabs or rental properties. Read MoreThe upcoming start of a new school year serves as a great reminder for investors of where they can find large pockets of potential tenants for rental properties. Read MoreWhile originally scheduled keynote speaker Bill Rancic is no longer able to attend the Equity University Networking Conference due to a scheduling conflict, but we’ve got exciting news: We’ve secured a highly sought-after personal finance expert to keynote the conference! Read MoreReal estate data firm RealtyTrac has revealed its list of the U.S. cities that are seeing the most action in the real estate industry. Read MoreAre you hesitant to invest with a self-directed IRA for fear that the government will take some of your profits? There are steps you can take to help ensure you keep what you’ve earned. Read MoreOnce again, we’re giving our Facebook fans the chance to go to this year’s Equity University Networking Conference on us, but this time there’s an even bigger prize! Read MoreDiscover the alternative investment strategies that are delivering big results in today’s market, straight from the leaders in the industry, who are fully versed in what’s working and what is not. Read MoreAttorney Lee Phillips, who is a counselor to the U.S. Supreme Court, is constantly educating investors about how to keep their assets safe by following the law. His latest outreach effort is an article in which he sets the record straight about self-directed IRA providers and what to looking for when choosing where to open you IRA. Read MoreHead to our Facebook page and correctly guess the top three finishers of the big race to be run in Kentucky on May 4, 2013, and your annual fee for one Equity Trust account will be waived for 2013! If you’re not already a client, your setup fee will be waived as well. Read MorePaul Garon, a former financial analyst at Ford Motor Co., was fairly familiar with various investment strategies. He led a real estate investment club at Ford, which was also where he learned about using self-directed IRAs as a funding source for real estate and other alternative investments. Read MoreFor the second year, Equity Trust Company put out the call for examples of tax-free wealth building at its best, and once again, the company was flooded with stories of investors making double-digit (sometimes triple-digit!) profits in their IRAs, or finding unique, creatively conceived deals to benefit their retirement funds. A winner has been chosen, and he will share his profit-building strategies during an upcoming free webinar. Read MoreKurt Amundson has taken his real estate IRA rural to plant an investment that is already flourishing into quite a nest egg. Read MoreThere’s just under a month to the tax-filing deadline, but it’s not too late to increase your tax deductions for your 2012 tax bill. Read MoreEquity Trust clients who use the eVANTAGE account management system have likely noticed some changes when logging on recently. That’s because eVANTAGE is now part of our all-encompassing client portal myEQUITY! This is still new to a lot of people, so we put together this brief list of frequently asked questions to help you get better acquainted with the new portal and all the features you now have access to. Read MoreWhen natural disasters strike, stories of ordinary people doing extraordinary things to help their neighbors in need come forward. When things are at their worst, the best in some people rises up to meet the challenges a community faces during the long recovery. Sadly, as if death and loss were not enough of a tragedy, con artists and scammers come out of the woodwork, adding to the devastation in the lives of disaster victims. Read MoreToday, February 26th, Equity Trust Company will sponsor the first of three blood drives for LifeShare Community Blood Service at our Elyria and Berea offices. Read MoreChris Hively has grown tired of gambling with his life savings in the stock market.
“We’re kind of playing along in a game that we have no control or understanding of,” says Hively, an Equity Trust client who owns a packaging company near Los Angeles. “There’s so much information out there that if you’re not plugged in to the market day in and day out, you’re rolling the dice.” Read MoreWhile the old adage is bad things happen to good people, being the victim of a fraud scam or a scheme is an upsetting experience. In addition to the monetary loss, feeling angry, betrayed, sad or embarrassed can be enough to keep a victim from reporting the crime. This reaction is often exactly what the rip-off master and con artist want and Equity Trust Company knows breaking the silence helps keep others from being fraud victims. Read MoreWith the advent of the Internet, more information has become available for investors on the concepts and strategies that can be deployed within self-directed IRAs. Unfortunately, the growing popularity has also led to a lot of misinformation, myths, half-truths and flat-out wrong statements about self-directed IRAs. Read MoreAs an investor, you do your best to be on your toes and watch out for schemers and scammers. Being aware of the types of fraud specifically designed to target investors is one component of being a wise investor. Read MoreThere’s a line between a good investment and a too good to be true investment. One can say due diligence, or the lack of, is one of the main things that determines what side of the line an investment falls on. Read MoreWhen it comes to managing your self-directed IRA, keeping an eye out for those who prey on investors is a top priority. Read MoreEquity Trust Company knows fraud, scams, and schemes are possible pitfalls that can trap investors. Our mission is to help investors make tax-free profits through education, innovation, and a commitment to understanding their individual needs. In this spirit, we’ve developed a new scam & fraud knowledge center to give our clients a head start on how to identify scams and fraudulent investments, perform due diligence, and what resources to reach out to if you have a fraud complaint. Read MoreIt’s been hard to turn on the news in the past few weeks without hearing blow-by-blow accounts of the last-minute maneuvering in Washington to avoid the “Fiscal Cliff.” While most of the news has revolved around the preservation of tax cuts and the retaining of funding to other government programs, some might not be aware of the changes to government-sponsored retirement accounts that came out of the deal. One rule shift might interest those looking for more options when it comes to preparing a nest egg. Read MoreIt’s all you hear in the news anymore: “We’re approaching a ‘fiscal cliff’ … the Bush-era tax cuts are about to expire … solutions have not yet been determined.” What could this mean for your retirement savings? While that remains unknown, the reality is that our tax rates could increase. Read MoreEddie Speed, an expert on note investing who has bought and/or sold nearly 40,000 notes during his three-decade career, has story upon story about students he’s mentored who have reaped big profits from the note-buying business. He shared many of those stories at his half-day workshop on a bonus day at the 2012 Equity University Networking Conference. Read MoreIn his three decades of investing, mentoring, teaching and training in the note-buying industry, Eddie Speed has never seen such favorable market conditions as he sees today. Read MoreThe contribution limit for a 401(k) will increase by $500 to $17,500 for tax year 2013, the IRS announced. Read MoreWith the right system in place, real estate investors can acquire properties for cheaper than they thought possible, save money on rehabs and turn it into a lucrative part-time venture, according to a 20-plus-year real estate veteran. Read MoreFor those who are lost when it comes to figuring out how much of a nest egg is sufficient for the golden years, new guidelines can shed some light on the subject. Read MoreWant to know what investing strategies are working in today’s market? Join our CEO, Jeff Desich, for exclusive webinar this Thursday, August 30 at 9 p.m. ET where he’ll talk to multiple successful Equity Trust clients as they discuss what they look for in investments, how they complete them and make them work in an IRA. Read MoreHave you considered toiling at a job for the rest of your life? More than one-third of American workers plan to never leave the workforce, according to the 2011 Risks and Process of Retirement Survey Report, outlined in a Money-Rates.com article. Read MoreConcerned about their financial futures, more and more investors are turning to alternatives to stocks and bonds than they were 7 years ago – and the change seems to be paying off. Read MoreJoin Equity Trust Company CEO Jeff Desich as he provides an insightful look at the self-directed investment industry in today’s economy. Read MoreEquity Trust client Frank Iglesias is so blown away by the power of self-directed IRAs that he sent us a video. Read MoreYou might know him as District Attorney Arthur Branch. Or maybe you’re more familiar with him as the senator from Tennessee who crusaded for lower taxes. Either way, you’ll have a chance to see him in person and get insight into his life of leadership and fame. Read MoreToday’s market offers abundant opportunities for lucrative self-directed real estate investments, yet some are still too intimidated to jump in. The fear of complex deals, circumstances going bad and the possibility of losing money can be a big deterrent. Fortunately, there are resources and education for investors “pre-deal” that can ease concerns and can help ensure each deal completes smoothly. Read MoreRetired attorney and Equity Trust client Neil P. is earning tax-free profits on his real estate investments by using a strategy he calls "the best thing since sliced bread." Read MoreHave you been letting events halfway across the world affect your financial future? If you’ve got assets in the stock market, that’s most likely the case. Read MoreA free webinar reveals how our winner used the power of self-directed real estate investing to create a comfortable retirement for themselves and their children. Read More