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The IRA Expert - Learn from investment pros what you can do with a Self-Directed IRA

Are you Required to Take a Distribution?

By Elsie Romot1 Comments
Before you know it, the deadline will be here for those who need to take a required minimum distribution (RMD) from their retirement accounts. Find out if you’re due to take one and what could happen if you don’t.  
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Tax Credits Versus Tax Deductions

By Elsie Romot0 Comments
While tax deductions and tax credits reduce an individual’s income tax liability, it’s important to not think of these terms interchangeably. They affect income tax liability in different ways and come with their own requirements.   Read More

American Eagle Coins

By Equity Trust Staff0 Comments
Since ancient times, humans have been fascinated with gold and silver as investments and collectibles.  In the spirit of our nation’s birthday, take a moment to learn about American Eagle coins; an exception to the list of prohibited investment items from IRS Publication 590.    Read More

Americans Investing in America with Self-Directed IRAs

By Keith Blazek0 Comments
Two Equity Trust clients have used their self-directed IRAs to make a difference in their communities: John Helps Homeless Veterans with Affordable Housing – And Nets Approximately 200% ROI and Roger Funded a Ministry with his Self-Directed IRA to Help Veterans Suffering from PTSD Read More

6 Steps to Wholesaling

By Guest Blogger0 Comments
The “Real Estate Goddess” Vena Jones-Cox presents the second and final part of her series, which provides a 30-second overview on getting started with the real estate investment tactic wholesaling.  Read More

Investment Basics: Real Estate Options

By Elsie Romot0 Comments
There are many different ways to invest in real estate.  In this segment of Investment Basics, we’ll take a look at investing in real estate options, which can be more attractive to those who don’t have a lot of capital to invest.    Read More

Self-Directed IRAs in the Spotlight

By Heather Taylor0 Comments
Self-directed IRAs continue to receive attention in the mainstream media, a possible sign that more investors are discovering this retirement account and using it as a way to diversify their portfolios. Read More

Investment Basics: Foreign Currency Trading

By Elsie Romot0 Comments
One of the cornerstones of self-directed IRAs is nearly unlimited diversity.  In this segment of Investment Basics, we’ll take a look at investing in foreign currency (forex) trading, just one asset type you can hold in your self-directed IRA.  Read More

Client Success Story: Save the Family Home

By Equity Trust Staff1 Comments
Equity Trust client Rex L. of Illinois submitted his story of self-directed success and we just had to share it. Read about how he helped a family remain in its home while also boosting his own retirement account. Read More

Top Webinars of 2014

By Equity Trust Staff0 Comments
Equity University produced valuable educational webinars all year, but here are a few of your favorites. They include the “Real Estate Goddess” Vena Jones-Cox with an amazing story of real estate profits in a Roth IRA, as well as clients discussing the unique ways they’re building wealth in their IRAs.  Read More

Top Blog Posts of 2014

By Equity Trust Staff0 Comments
Let’s revisit the most educational and inspirational blog posts of the past year. You were most fascinated by a 16-year-old who’s already building her retirement fund with real estate investments, an investor who made $92,000 from a tax-lien sale, essential information for new landlords, and more.  Read More

Top Videos of 2014

By Equity Trust Staff0 Comments
Take another look at the videos that enlightened you this year, including insight from a client who realized he could save thousands of dollars with self-directed investing, an easy-to-understand depiction of how self-directed IRAs work, and more.  Read More

Top Infographics of 2014

By Equity Trust Staff0 Comments
Check out these illustrations of some unique self-directed investments from 2014, a walk-through of the self-directed investing process, and a look at how your fellow investors are saving for retirement.  Read More

If You Only Have a 401(k), You Could Be Missing Out

By Elsie Romot0 Comments
If your retirement planning experience is limited to participating in your company’s 401(k), you run the risk of missing out on increasing your retirement savings through business plans or tax diversification through actions such as a Roth conversion.      Read More

Dos and Don’ts of Auctions

By Keith Blazek0 Comments
Whether you are attending tax lien auctions, bidding on foreclosed properties from the courtroom steps, or bidding online it is important to understand that success likely comes from what you do before you attend.  Read More

More than Just Rent Checks: Being a Landlord

By Keith Blazek1 Comments
Many Equity Trust clients have used rental properties in their self-directed IRAs because of the added benefit of tax-free or tax-deferred profits, but there is more to being a landlord than simply collecting rent checks. Check out some considerations for current or hopeful landlords. Read More

Can I Say That on myEQUITY?

By Equity Trust Staff0 Comments
The myEQUITY online client community is a place for networking and education only, so we’ve provided a handy guide to help you determine if your post fits within those guidelines. Read More

Self-Directed Investment Dress-Rehearsal

By Elsie Romot0 Comments
If you’ve researched or completed a self-directed investment, you’ve likely heard of the Direction of Investment form. Here’s what you need to know about the form, as well as handy lists of supporting documents you’ll need for different types of investments, to get you ready for the real thing. Read More

Is your Infant Investing Yet?

By Equity Trust Staff0 Comments
A financial expert recently commented that children should get involved in their own financial future at a young age. This idea isn’t so far-fetched: It can be legal for a baby to have an IRA, and it’s feasible that once they’re a little older, they can get involved in their own investments.  Read More

You Can Do a Lot with an IRA – But Not That

By Equity Trust Staff2 Comments
Investors enjoy the many benefits (such as potential tax deductions) they can receive by using their Traditional IRAs to invest in alternatives to the stock market, such as real estate or private entities. But even an IRA has its limits, and you should know those limits if you want to avoid taxes and penalties. Read More

Sweet 16 and Investing in Real Estate

By Heather Taylor2 Comments
At just 16 years old, Equity Trust client Brittany D. is well on her way to building herself a financially secure future with tax-free investments, thanks to the encouragement of her real estate-savvy mother.  Read More

How Your Gender Could Affect Your Negotiations

By Elsie Romot0 Comments
Research suggests that women or people of either gender with certain facial features are more likely to face potentially damaging biases at the negotiation table. Here are some ideas for breaking free of the stereotype getting a fair deal. Read More

Ask the IRA Expert: Is It Worth the Fees for a Single Investment?

By John Bowens0 Comments
I’m looking at taking my money out of an IRA which only holds stocks and a mutual fund for the sake of purchasing a property. It would actually be a rental unit. However, I know self-directed IRAs have a different fee system and I’m only looking at one investment property. Is it worth the fees for a single investment?
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Ask the IRA Expert: Do I Need to Worry Beyond Sweat Equity?

By John Bowens0 Comments
What about providing the services at tax sales of registering to bid, bidding, traveling to and from the tax sale, dealing with the recording of the deeds and subsequent sale of properties acquired? Are these services according to black letter law? Are these not services under the intent of the law? Do you have any tax court rulings, memos, PLR’s or anything to address this question? Read More

Tax-Free Vs. Tax-Deferred Plans

By Keith Blazek0 Comments
Investing in retirement usually involves a bit of strategy, which a team of financial advisors can help with. One topic the advisors will probably discuss is investing in tax-free accounts vs. tax-deferred plans. What’s the difference, and how does it affect retirement investments? Read More

Investors Find Opportunity in Foreclosures

By Heather Taylor0 Comments
There’s no shortage of foreclosures on the market, which can be profitable for real estate investors, if they have knowledge of how the process works. Read about the pros and cons that these distressed properties present to investors. Read More

Coffee Cup Method of Retirement Planning

By Heather Taylor0 Comments
Even if you’ve begun to predict what you think you’ll need to live on in retirement, have you calculated the concrete costs – such as your daily cup of coffee – to see what you’ll actually need to support them? Here’s a method to help you more accurately prepare for retirement. Read More

How to Get More out of Your Tax Refund

By Heather Taylor0 Comments
Instead of taking a trip or buying a gadget, some taxpayers who are getting money back from Uncle Sam are using it to plant a seed with growth potential. Find out how you can potentially generate future wealth with your windfall. Read More

IRS Clarifies IRA Rollover Rule

By Brendan Hughes0 Comments
The IRS recently clarified how many IRA rollovers can be performed in a year and what exactly is meant by “a year.” Read on to find out if it will change the way you manage your retirement account. Read More

Oops, I Own a House…

By Elsie Romot0 Comments
Occasionally, investors who buy property tax liens are left with the actual piece property when the delinquent taxes go unpaid. Equity Trust can help walk you through what comes next. Read More

Investing in Education Savings Plans

By Michael Weaver0 Comments
Families with children need to think ahead regarding the price of further education, especially if their children are planning on pursuing a four-year (or advanced) degree.
There are some investing options available for parents to consider when saving for their children’s education.  Read More

UBIT: How to Figure Out if You Owe

By Elsie Romot0 Comments
There are certain situations that cause investors to be responsible for an Unrelated Business Income Tax, or UBIT. Find out if it applies to you and what you need to do to square up with the IRS Read More

Top 8 Ways to Retire Early

By Brendan Hughes1 Comments
Retired life is an attractive option during the years of returning home every night in the dark after a long day at the office. So what are the top eight ways to help individuals save enough so they can leave the workforce and enjoy their retirement? Read More

Top Retirement Planning Mistakes

By Brendan Hughes1 Comments
When it comes to financial savings, retirement is probably the most universal goal that people strive to accomplish. Establishing a financial plan for later years in life allows individuals and couples to spend time working on hobbies or projects that interest them, rather than having to work for a paycheck to keep food on the table and the electricity turned on in the home. Read More

Why is estate planning so important?

By Brendan Hughes0 Comments
Many Americans assume that if they aren’t rich, and don’t have a lot of assets, they don’t need to establish an estate plan. However, even small estates can run into legal issues when it comes to disbursement of the estate’s assets, especially if there are multiple beneficiaries involved. This is where an estate plan comes into play. Read More

Start Up or – Ramp Up – Your Retirement Savings: Resources Guide

By Heather Taylor0 Comments
It is always the right time to begin planning for retirement, but this week, there’s special motivation to take action. In honor of National Save for Retirement Week, we have assembled the ultimate list of free resources to help you plan your path to true wealth, no matter where you are with your saving and investing. Read More

How to Protect Yourself from Fraud

By Equity Trust Staff0 Comments
Investors know that any transaction carries a certain level of risk. While self-directed IRA deals can be lucrative, there’s still a possibility that they might not be exactly what they seem. Read More

Self-Directed Investor of the Year, Winning Strategies, to be Revealed in Webinar

By Heather Taylor1 Comments
For the second year, Equity Trust Company put out the call for examples of tax-free wealth building at its best, and once again, the company was flooded with stories of investors making double-digit (sometimes triple-digit!) profits in their IRAs, or finding unique, creatively conceived deals to benefit their retirement funds. A winner has been chosen, and he will share his profit-building strategies during an upcoming free webinar. Read More

Frequently Asked Questions about myEQUITY

By Michael Weaver0 Comments
Equity Trust clients who use the eVANTAGE account management system have likely noticed some changes when logging on recently. That’s because eVANTAGE is now part of our all-encompassing client portal myEQUITY! This is still new to a lot of people, so we put together this brief list of frequently asked questions to help you get better acquainted with the new portal and all the features you now have access to. Read More

Bad Weather Brings Out the Worst in Some People

By Elsie Romot0 Comments
When natural disasters strike, stories of ordinary people doing extraordinary things to help their neighbors in need come forward.  When things are at their worst, the best in some people rises up to meet the challenges a community faces during the long recovery. Sadly, as if death and loss were not enough of a tragedy, con artists and scammers come out of the woodwork, adding to the devastation in the lives of disaster victims. Read More

Packaging Company Owner Ships Out Market Losses in Exchange for 30 Percent Returns with Self-Directed IRA

By Heather Taylor1 Comments
Chris Hively has grown tired of gambling with his life savings in the stock market.

“We’re kind of playing along in a game that we have no control or understanding of,” says Hively, an Equity Trust client who owns a packaging company near Los Angeles. “There’s so much information out there that if you’re not plugged in to the market day in and day out, you’re rolling the dice.” Read More

Where to Report Investment Fraud

By Elsie Romot0 Comments
While the old adage is bad things happen to good people, being the victim of a fraud scam or a scheme is an upsetting experience.  In addition to the monetary loss, feeling angry, betrayed, sad or embarrassed can be enough to keep a victim from reporting the crime.  This reaction is often exactly what the rip-off master and con artist want and Equity Trust Company knows breaking the silence helps keep others from being fraud victims. Read More

Common Scams & Schemes

By Elsie Romot0 Comments
As an investor, you do your best to be on your toes and watch out for schemers and scammers.  Being aware of the types of fraud specifically designed to target investors is one component of being a wise investor. Read More

Identifying Scams: Questions to Ask

By Elsie Romot0 Comments
There’s a line between a good investment and a too good to be true investment.  One can say due diligence, or the lack of, is one of the main things that determines what side of the line an investment falls on. Read More

New Scam & Fraud Knowledge Center

By Elsie Romot0 Comments
Equity Trust Company knows fraud, scams, and schemes are possible pitfalls that can trap investors.  Our mission is to help investors make tax-free profits through education, innovation, and a commitment to understanding their individual needs. In this spirit, we’ve developed a new scam & fraud knowledge center to give our clients a head start on how to identify scams and fraudulent investments, perform due diligence, and what resources to reach out to if you have a fraud complaint. Read More

Lesser Known “Fiscal Cliff” Outcome: Conversion to Roth 401(k) is Easier

By Equity Trust Staff0 Comments
It’s been hard to turn on the news in the past few weeks without hearing blow-by-blow accounts of the last-minute maneuvering in Washington to avoid the “Fiscal Cliff.” While most of the news has revolved around the preservation of tax cuts and the retaining of funding to other government programs, some might not be aware of the changes to government-sponsored retirement accounts that came out of the deal. One rule shift might interest those looking for more options when it comes to preparing a nest egg. Read More

Protecting Your Retirement From Potential “Fiscal Cliff”

By Heather Taylor0 Comments
It’s all you hear in the news anymore: “We’re approaching a ‘fiscal cliff’ … the Bush-era tax cuts are about to expire … solutions have not yet been determined.” What could this mean for your retirement savings? While that remains unknown, the reality is that our tax rates could increase. Read More

4 Steps to Successful Note Buying

By Brendan Hughes0 Comments
Eddie Speed, an expert on note investing who has bought and/or sold nearly 40,000 notes during his three-decade career, has story upon story about students he’s mentored who have reaped big profits from the note-buying business. He shared many of those stories at his half-day workshop on a bonus day at the 2012 Equity University Networking Conference. Read More

Current Clients Reveal Winning Real Estate Strategies

By Heather Taylor0 Comments
Want to know what investing strategies are working in today’s market? Join our CEO, Jeff Desich, for exclusive webinar this Thursday, August 30 at 9 p.m. ET where he’ll talk to multiple successful Equity Trust clients as they discuss what they look for in investments, how they complete them and make them work in an IRA. Read More

Save Time, Money and Headaches with Proper Due Diligence In Real Estate Investing

By Elsie Romot0 Comments
Today’s market offers abundant opportunities for lucrative self-directed real estate investments, yet some are still too intimidated to jump in. The fear of complex deals, circumstances going bad and the possibility of losing money can be a big deterrent. Fortunately, there are resources and education for investors “pre-deal” that can ease concerns and can help ensure each deal completes smoothly. Read More