- Individuals
- Businesses
- Professionals
- About Us
ALERT: USPS is experiencing delays due to the impacts of COVID-19 (USPS.com), impacting delivery of our client statements and payments. Equity Trust is encouraging clients to use electronic methods for depositing and delivery of payments: Rental/Note Payments can be submitted using our Online Payment Center | Request purchase funds, bill payments, and distributions using Wire or ACH payment methods through myEQUITY Wizards
Self-directed IRAs and other tax-advantaged accounts put you in control of your financial future. Create a customized portfolio with the freedom to invest in alternative and traditional assets, while potentially reducing or eliminating taxes on your investments.
With a self-directed IRA, you are in control. You find your own investment(s), perform due diligence, and direct the activities for your account. We handle the distribution of funds, asset custody, transaction processing, record maintenance, and IRS reporting.
Investments are not limited to stocks, bonds, and mutual funds. Self-directed IRAs allow you to invest in real estate, private equity, notes, precious metals, tax liens, and much more.
What Is a Self-Directed IRA?
Benefits of Self-Directed IRA
How Does it Work?
How Do I Set Up a Self-Directed IRA?
Self-Directed IRA Fees
What Is a Real Estate IRA?
As long as IRS guidelines are followed, investment options within a self-directed IRA are virtually limitless. Some of the most popular investments Equity Trust Company custodies include:
Real Estate | Promissory Notes |
Precious Metals | Private Equity |
REITs | Mutual Funds |
Tax Liens/Deeds | Cryptocurrencies |
Stocks | Forex |
ETFs | Countless Others |
IRS tax code defines retirement plans and The Employee Retirement Income Security Act (ERISA) of 1974 outlines rules and tax implications of transactions within qualified plans. General rules to follow can be broken down into a few categories: prohibited transactions and investments, disqualified persons, indirect benefits, contribution limits, fair market valuations (FMV) and unrelated business income tax (UBIT).
Most people are familiar with IRAs and retirement accounts with other financial institutions that limit them to only investing in stocks, bonds, mutual funds. But we’re going to talk about a truly self-directed IRA that can enable you to invest in much, much more.
Investment Freedom
Create a customized portfolio of alternative assets as well as traditional investments with a single custodian. You can maximize your account and gain new insights with access to unparalleled educational resources.
Innovative Technology
Simplify investing through myEQUITY, our industry-leading online account management system. myEQUITY makes it easy for investors to direct and manage their accounts with intuitive online wizards and a clear line of sight to account data.
Recognized Leader
Our track record of excellence is unmatched in the industry. With 45 years of financial service experience*, over 170,000 investors rely on us to custody over $29 billion in assets.**
Service Excellence
Recognized as an exceptional service provider, we have nearly 400 employees dedicated to you. We serviced 1,000 calls per business day in 2018, completing 1.2 million transactions – Over 3,500 a day!
Industry-Leading Education
You can maximize your account and gain new insights with access to unparalleled, on-demand education from webinars, case studies, how-to guides and live workshops.
“In the competitive SDIRA arena, experience counts, and Equity Trust has a lot of it. It has put its hindsight to work in creating a well-rounded offering supported by superior customer service, making it our choice as the best overall SDIRA provider.”
Investopedia.com
IRA Contribution Limits, Catch Up Provisions and Contribution Deadlines
Infographics summarizing IRS contribution limits and catch up provisions for retirement accounts.
Learn More