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Self-Directed Real Estate Investing

Real Estate Investing Within a Self-Directed IRA

Real estate investments can provide investors with a vehicle for both asset income and appreciation. There are multiple ways to invest in real estate through a self-directed account. Your account can invest in residential properties, including single-family or multi-family homes, or in commercial real estate. You can purchase property to use as a rental or to rehab and resell.

There are also other strategies that investors leverage, including mortgage notes, deeds of trust, wholesaling, REITs, real estate options, or land contracts.

If you want to get started with self-directed real estate investing but don’t have an investment identified, browse investment opportunities in Investment District, our online marketplace.

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Real Estate can be purchased with your account listed as the sole owner on the deed, as a co-owner by partnering with others, or as tenants in common. If needed, you may also be able to leverage a non-recourse loan, also known as debt financing, to make a real estate investment using your self-directed account.

We’ve simplified the process and made it easy for investors like you to quickly initiate real estate investments through the myEQUITY Real Estate Wizard, including a streamlined Earnest Money Wizard.

Important rules to remember about real estate investing in your account include:

4 steps to investing real estate in an IRA — Steps to Getting Start with a Self-Directed Real Estate IRA

You are unable to:
- Purchase property from a disqualified individual
- Sell a piece of real estate owned by your account to a disqualified person
Disqualified individuals are not able to live, rent, or work on a property owned by your account
Any income earned from the property must return to your account
All expenses related to maintenance, upkeep, or improvements to the property must be paid from your account
For the complete list of rules please visit IRS.gov

6 Strategies Every Real Estate Investor Should Know

Let’s talk about your financial future.

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Equity Trust Company
1 Equity Way
Westlake, OH 44145

Equity Trust Company is a directed custodian and does not provide tax, legal or investment advice. Any information communicated by Equity Trust Company is for educational purposes only, and should not be construed as tax, legal or investment advice. Whenever making an investment decision, please consult with your tax attorney or financial professional. Equity Institutional services institutional clients of Equity Trust Company. Brokerage Services Available Through ETC Brokerage Services, Member SIPC, and FINRA. *Founded in 1974 | Self-Directed IRA Custodian since 1983. The predecessor business to Equity Trust Company was established in 1974 and the IRS approved as a custodian in 1983. **Assets under custody as of 8/31/2021.

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You are leaving trustetc.com to enter the ETC Brokerage Services (Member FINRA/SIPC) website (etcbrokerage.com), the registered broker-dealer affiliate of Equity Trust Company. ETC Brokerage Services provides access to brokerage and investment products which ARE NOT FDIC insured. ETC Brokerage does not provide investment advice or recommendations as to any investment. All investments are selected and made solely by self-directed account owners.

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