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Private debt investments (also known as promissory notes) allow for you to loan money from your self-directed account to a designated borrower (company or individual) through a promissory note. The note is a written and signed “promise” that the borrower will pay a sum of money back to your account by a certain date. The terms of the note determine the repayment schedule, interest rate, and if the note is secured (has collateral that may be eligible to be claimed in the event of default) or unsecured.
We’ve simplified the process and made it easy for investors like you to quickly initiate investments in Private Debt through the myEQUITY Private Debt Wizard.
Important rules to remember about lending within your qualified account include:
You are unable to loan money to a disqualified individual
Loans may be secured by an asset, but the asset cannot be a
collectible
Collectibles include: art, rugs,
antiques, gems, stamps, coins, alcoholic beverages, and other tangible personal
property
Any income earned from the interest or repayment of the loan
must return to your account
For the complete list of rules please visit IRS.gov
Self-Directed Note Investing Guide
Discover How Note Investing in an IRA Works
This guide uncovers the mechanics of a note investment.
You are leaving the Trustetc.com to enter the ETC Brokerage Services (Member FINRA/SIPC) website, the registered broker-dealer affiliate of Equity Trust Company. ETC Brokerage Services provides access to brokerage and investment products which ARE NOT FDIC insured. ETC Brokerage does not provide investment advice or recommendations as to any investment. All investments are selected and made solely by self-directed account owners.
