Precious Metals

Self-Directed Precious Metals Investing Within an IRA

An Equity Trust account can invest in gold and silver American Eagle coins and other types of gold, silver, and platinum coins and bullion, subject to applicable IRS rules and regulations. An IRA can hold gold, silver, platinum, and palladium bullion which meet certain minimum fineness requirements.

When investing in precious metals using your self-directed account, you will work with a dealer or platform to select retirement account-eligible metals. You may find your own precious metals provider or choose from a list of dealers and platforms in our Investment District online marketplace.

After the purchase, your metals will be held in an approved depository.

Important rules to remember about investing in metals within an IRA include:

• Metals must be produced by manufacturers accredited by NYMEX/COMEX, LME, BMA, NYSE/LIFFE/CBOT, and ISO-9000, or a national mint to be held in a retirement account.

• The minimum fineness requirement for bullion is:
  • Gold .995+
  • Silver .999+
  • Platinum .9995+
  • Palladium .9995+