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Precious Metals IRA

Solid diversification option with a history of outshining traditional assets

Where to Start

Browse precious metals dealers to discover some of the many options available and begin the investing process.

What are Precious Metals?

Precious metals, including gold, silver, platinum, and palladium, are rare metals that are bought and sold in various forms. Their value is due to various factors, including scarcity, industrial demand, and their function as a store of value.

Provided they meet minimum fineness requirements1, these metals can be held in an IRA or other retirement account. Acceptable forms include:

gold bars can be in a gold IRA

Gold Bars

gold bars or sliver bars

Silver Bars

platinum bars

Platinum Bars

palladium bars

Palladium Bars

American Eagle coins

American Eagle Coins 2

gold, silver, platinum, and palladium coins can be held in an IRA

Other Gold, Silver, Platinum, and Palladium Coins

Precious Metals IRA:
How to Get Started with an Equity Trust Account


Open and Fund Equity Trust Account

One of our specialized counselors will walk you through the process, or you can do it online with myEQUITY.


Identify Your Investment


Direct Equity Trust to Fund Your Investment

Submit a request to Equity Trust to initiate your purchase – your precious metals dealer can help with this.

Why Invest with a Precious Metals IRA?

Looking for a diversification option that’s not tied to the public market performance and has fared well against inflation and economic uncertainty?

The precious metals asset class is considered a ‘haven’ in times of turbulence. In any financial conditions, using a retirement account to invest in gold and other precious metals can reduce or eliminate your taxes on any profits.

Protecting Your Precious Metals Investment: Depositories

With a precious metals IRA, it’s important that you do not take possession of the metals, per IRS rules. We work with the nation’s leading depositories to ensure secure storage and protection of your investment. You and/or your dealer will choose one of the following depositories to store your metals:

  • A-Mark Global Logistics, Loomis Intl (AMGL)
  • Delaware Depository (DDSC)
  • International Depository Services (IDS)
  • Brink’s

What Investors are Saying About Precious Metals IRAs at Equity Trust

Ed Hodson

Director, Self-Directed Retirement Accounts, GoldDealer.com

“Our salespeople are relieved when they find out a client has chosen Equity Trust for their custodian, because they know the transaction will be speedy, simple, and headache-free.”

Robert H.

Equity Trust Client

“I have worked with Equity Trust for over 13 years and have found them to be professional in both my original precious metals 401(k) and then self- directed real estate 401(k)… Their response and support has helped me with my investments.”

Holly P.

Equity Trust Client

“I’m so glad we moved our money to a self-directed IRA. We have more control over where and what our money is invested in.”

More Precious Metals IRA Investing Education


Learn how it works, precious metals investing rules, and how to get started.


Browse the tax-advantaged accounts and find one that matches your savings goals – from retirement to education to health care savings.


Dig deeper into how metals investing works in a retirement account.

1 Bars and rounds produced by manufacturers accredited by Nymex/Comex, LME, LBMA, LPPM, TOCOM, NYSE/Liffe/CBOT, and ISO-9000 or a national mint. The minimum fineness for bars are: Gold .995+ Silver .999+ Platinum .9995+ Palladium .9995+
2 Coins, including the American Eagle, that have undergone “certification” (also known as “slabbed” coins) are not acceptable in IRAs at this time.