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Gold IRA

Investments not tied to the stock market that provide a hedge against inflation

Where to Start

Browse gold dealers to discover some of the many options available and begin the investing process.

What is a Gold IRA?

A gold IRA is simply a Traditional IRA, Roth IRA, or other retirement account that invests in physical gold. IRAs are not limited to gold; the accounts can hold other precious metals, as well as many other alternative investments.

Gold must meet a minimum fineness requirement of .995 purity to be held in an IRA or other account. Investments can be found in the following forms:

gold bars can be in a gold IRA

Gold Bars (Gold Bullion)

gold, silver, platinum, and palladium coins can be held in an IRA

Gold Coins

Why Invest in a Gold IRA?

Gold IRAs provide several potential benefits to investors, including diversification and tax advantages.

ALTERNATIVE ASSET

Gold can act as a hedge against inflation and economic uncertainty.

DIVERSIFICATION

Gold prices do not correlate to the stock market.

KEEP MORE

When held in an IRA, there are no capital gains taxes on investment profits.

TAX-ADVANTAGED

Withdrawals may be tax-deferred, or, in the case of the Roth IRA, tax-free.

HISTORIC PERFORMANCE

Gold spot prices outperformed the S&P 500 and Dow Jones Industrial Average for the 20-year period ending in 2022.1

LIQUID

Gold and other metals can readily be converted into cash should the need arise.

How to Get Started with a Gold IRA

You can’t set up a gold IRA account at just any financial institution; you need to find a self-directed IRA custodian. The term “self-directed” means you can use the account to invest in alternatives such as gold and other assets.

1

Open and Fund Equity Trust Account

One of our specialized counselors will walk you through the process, or you can do it online with myEQUITY.

2

Identify Your Investment

Work with your gold dealer or browse potential dealer options.

3

Direct Equity Trust to Fund Your Gold Investment

Submit a request to Equity Trust to initiate your purchase – your gold dealer can help with this.

Once the purchase is complete, your dealer will help facilitate storage of your gold investment.

Protecting Your Investment: Gold IRA Depositories

With a self-directed gold IRA, it’s important that you do not take possession of the metals, per IRS rules. We work with the nation’s leading depositories for secure storage of your investment. You and/or your precious metals dealer will choose one of the following depositories to store your gold:

  • A-Mark Global Logistics, Loomis Intl (AMGL)
  • Delaware Depository (DDSC)
  • International Depository Services (IDS)
  • Brink’s

What Investors are Saying About Precious Metals in an Equity Trust Account

Ed Hodson

Director, Self-Directed Retirement Accounts, GoldDealer.com

“Our salespeople are relieved when they find out a client has chosen Equity Trust for their custodian, because they know the transaction will be speedy, simple, and headache-free.”

Robert H.

Equity Trust Client

“I have worked with Equity Trust for over 13 years and have found them to be professional in both my original precious metals 401(k) and then self- directed real estate 401(k)… Their response and support has helped me with my investments.”

Holly P.

Equity Trust Client

“I’m so glad we moved our money to a self-directed IRA. We have more control over where and what our money is invested in.”

More Gold IRA Education

15-MINUTE GUIDE TO INVESTING IN PRECIOUS METALS

Discover more details about gold and other precious metals in an IRA.

SELF-DIRECTED ACCOUNTS

Browse the tax-advantaged accounts and find one that matches your savings goals – from retirement to education to health care savings.

GOLD IN AN EQUITY TRUST ACCOUNT: FAQs

Dig deeper into gold and other precious metals investing in a retirement account and learn how it works.


1 “Gold Prices – 100 Year Historical Chart.” Macrotrends, Dec. 31, 2022, compared to performance of the S&P 500 and Dow Jones Industrial Average for the same period.