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Self-Directed IRA Rules & Regulations

Don’t risk the tax-deferred status of your account

Self-directed retirement accounts enable you to expand your investing into nearly unlimited possibilities – provided you follow the IRS guidelines regarding IRAs. Here’s what you need to know about self-directed IRA rules, self-directed IRA regulations, and qualifications.

Prohibited Transactions & Investments

Discover what investments your IRA cannot make pursuant to IRS guidelines.

Learn More

Disqualified Individuals

There are self-directed IRA rules regarding who your account can invest with. Your IRA may not buy an investment from or sell an investment to a “disqualified person.”

Learn More

Indirect Benefits

The purpose of the IRA is to provide for your retirement in the future. It is considered to be an “indirect benefit” if your IRA is engaged in transactions that, in some way, can benefit you personally today.

Learn more about “indirect benefits.”

Learn More

Unrelated Business Income Tax

Learn how and when your IRA incurs tax because of leveraged investments or business income, and how to deal with the situation.

Learn More

IRA Withdrawal Rules

To receive funds from your self-directed IRA without penalty, you must reach the age of 59½.

Traditional IRA, SEP, SIMPLE, and Solo 401(k) account holders must begin taking required minimum distributions (RMD) from their accounts beginning April 1 of the following year after reaching age 72.

Learn More

Contribution Limits

Learn more about the Contribution Limits, Catch-Up Provisions and Contribution Deadlines for Self-Directed Traditional IRAs and Roth IRAs, HSAs, CESAs, SEP IRAs, SIMPLE IRAs, and Solo 401(k) plans.

View Contribution Limits

Self-Directed IRA Rules and Regulations Explained

Interested in the tax-advantaged power of self-directed IRAs but too intimidated to get started? Eliminate the fear factor by learning the rules involved. This course features easy-to-understand videos and guides to arm you with the knowledge to become a confident investor.

Register for Course

Prohibited Transactions & Investments

Prohibited Transactions & Investments

Discover what investments your IRA cannot make pursuant to IRS guidelines.

Learn More

Disqualified Individuals

Disqualified Individuals

There are self-directed IRA rules regarding who your account can invest with. Your IRA may not buy an investment from or sell an investment to a “disqualified person.”

Learn More

Indirect Benefits

Indirect Benefits

The purpose of the IRA is to provide for your retirement in the future. It is considered to be an “indirect benefit” if your IRA is engaged in transactions that, in some way, can benefit you personally today.

Learn more about “indirect benefits.”

Learn More

UBIT

Unrelated Business Income Tax

Learn how and when your IRA incurs tax because of leveraged investments or business income, and how to deal with the situation.

Learn More

IRA Withdrawal Rules

IRA Withdrawal Rules

To receive funds from your self-directed IRA without penalty, you must reach the age of 59½.

Traditional IRA, SEP, SIMPLE, and Solo 401(k) account holders must begin taking required minimum distributions (RMD) from their accounts beginning April 1 of the following year after reaching age 72.

Learn More

Contribution Limits

Contribution Limits

Learn more about the Contribution Limits, Catch-Up Provisions and Contribution Deadlines for Self-Directed Traditional IRAs and Roth IRAs, HSAs, CESAs, SEP IRAs, SIMPLE IRAs, and Solo 401(k) plans.

View Contribution Limits

Rules and Regulations Course

Self-Directed IRA Rules and Regulations Explained

Interested in the tax-advantaged power of self-directed IRAs but too intimidated to get started? Eliminate the fear factor by learning the rules involved. This course features easy-to-understand videos and guides to arm you with the knowledge to become a confident investor.

Register for Course
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Let’s talk about your financial future.

Schedule a one-on-one session with an expert alternative investment counselor. We’re here to answer any questions, help guide you through the process, and provide more detailed information and education specific to your journey.

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