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Home | How to Get Started | Self-Directed IRA Rules & Regulations
Not following the rules for self-directed IRAs could lead to the disqualification of the IRA and result in severe tax consequences.
Discover what investments your IRA cannot make pursuant to IRS guidelines.
Learn MoreYour IRA may not buy an investment from or sell an investment to a “disqualified person.”
Learn more about “disqualified persons.”
Learn MoreThe purpose of the IRA is to provide for your retirement in the future. It is considered to be an “indirect benefit” if your IRA is engaged in transactions that, in some way, can benefit you personally today.
Learn more about “indirect benefits.”
Learn MoreLearn how and when your IRA incurs tax because of leveraged investments or business income, and how to deal with the situation.
Learn MoreTo receive funds from your self-directed IRA without penalty, you must reach the age of 59½.
Traditional IRA, SEP, SIMPLE, and Solo 401(k) account holders must begin taking required minimum distributions (RMD) from their accounts beginning April 1 of the following year after reaching age 72.
Learn MoreIRA Plan Contribution Limits, Catch-Up Provisions and Contribution Deadlines
Traditional and Roth IRAs, HSA, CESA, SEP, SIMPLE, and Solo 401(k) plans.
View Contribution LimitsProhibited Transactions & Investments
Discover what investments your IRA cannot make pursuant to IRS guidelines.
Learn MoreDisqualified Individuals
Your IRA may not buy an investment from or sell an investment to a “disqualified person.”
Learn more about “disqualified persons.”
Learn MoreIndirect Benefits
The purpose of the IRA is to provide for your retirement in the future. It is considered to be an “indirect benefit” if your IRA is engaged in transactions that, in some way, can benefit you personally today.
Learn more about “indirect benefits.”
Learn MoreUBIT
Learn how and when your IRA incurs tax because of leveraged investments or business income, and how to deal with the situation.
Learn MoreIRA Withdrawal Rules
To receive funds from your self-directed IRA without penalty, you must reach the age of 59½.
Traditional IRA, SEP, SIMPLE, and Solo 401(k) account holders must begin taking required minimum distributions (RMD) from their accounts beginning April 1 of the following year after reaching age 72.
Learn MoreContribution Limits
IRA Plan Contribution Limits, Catch-Up Provisions and Contribution Deadlines
Traditional and Roth IRAs, HSA, CESA, SEP, SIMPLE, and Solo 401(k) plans.
View Contribution LimitsSchedule a one-on-one session with an expert alternative investment counselor. We’re here to answer any questions, help guide you through the process, and provide more detailed information and education specific to your journey.
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Equity Trust Company 1 Equity Way Westlake, OH 44145Equity Trust Company is a directed custodian and does not provide tax, legal or investment advice. Any information communicated by Equity Trust Company is for educational purposes only, and should not be construed as tax, legal or investment advice. Whenever making an investment decision, please consult with your tax attorney or financial professional. Equity Institutional services institutional clients of Equity Trust Company. Brokerage Services Available Through ETC Brokerage Services, Member SIPC, and FINRA. *Founded in 1974 | Self-Directed IRA Custodian since 1983. The predecessor business to Equity Trust Company was established in 1974 and the IRS approved as a custodian in 1983. **Assets under custody as of 8/31/2021.
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