- Self-Directed Accounts
- Investment Types
- Why Equity Trust
- Institutional Solutions
If you’re looking for non-recourse lenders to provide a loan for a self-directed IRA real estate investment – also known as debt financing – there are several financial institutions that provide this type of loan. But you must ensure the lender is a “non-recourse loan” lender.
To find an appropriate non-recourse lender, try searching “self-directed IRA non-recourse lenders” or “self-directed IRA (or 401(k)) non-recourse loan,” and you’ll likely find a list of individuals or entities that will lend money to self-directed IRAs and 401(k)s.
As you consider this type of financing, thee are a couple of things you should keep in mind:
For Equity Trust clients looking to use non-recourse lending, note that the following must be submitted with your debt-financed real estate purchase request:
Mortgage payments of the non-recourse loan held within the account must be paid to the lender from the account.
Bill payments must be submitted to send payment for the mortgage. A recurring bill payment can be set up to automatically send payments for the mortgage on a scheduled basis: Log into your myEQUITY account and navigate to Money Movement > Bill Pay to set this up.
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