Equity Trust Account Fees

All-Inclusive Fee Schedule Provides Unbeatable Value

Equity Trust’s continued growth and success is based in part on our commitment to providing incredible services for a fair price. While some IRA custodians have complicated fee structures and others require large upfront set-up fees (sometimes thousands of dollars), we provide a straightforward fee schedule.

With our all-inclusive fee schedule, there are no hidden fees or surprise charges. It’s very simple and easy to understand, and it comes with unbeatable value that you can only get from a leading self-directed IRA custodian.

Annual Fee Schedule

Portfolio Value Standard Fee
$0-14,999 $195.00
$15,000-24,999 $275.00
$25,000-49,999 $315.00
$50,000-99,999 $375.00
$100,000-199,999 $460.00
$200,000-299,999 $630.00
$300,000-399,999 $675.00
$400,000-499,999 $975.00
$500,000-599,999 $1,600.00
$600,000-699,999 $1,700.00
$700,000-799,999 $1,800.00
$800,000-899,999 $1,850.00
$900,000-999,999 $1,900.00
$1,000,000-OVER Negotiable
   
One Time Set-up Fee $50.00
Please note the following:
  • The annual fee is assessed in the 1st Quarter of each year.
  • There are no transaction or distribution fees.  There are fees if special handling services are requested and/or the account is being terminated.
  • The fee schedule does not include brokerage commissions.
  • The above fees are effective from January 1 to December 31 of any given calendar year.
  • All fees are subject to change.
  • IRA maintenance fees are not prorated.
  • Any investment fees are taken from your account on the day an investment is processed unless you pre-pay the fees.
  • Fees cannot be refunded.

Accounts for Minors

Special maintenance fees apply to Equity Trust accounts opened on behalf of children and teenagers under the age of 18:
  • When a minor opens an Equity Trust account valued at $10,000 or less, a $50 one time set-up fee is assessed along with a $195 maintenance fee that covers regular account servicing for three years.
  • Once the child reaches age 18 or the account exceeds $10,000, the account converts to the regular maintenance fee schedule and is billed annually.

Family Plan

The Family Plan allows a minimum of four members of the same family to open Equity Trust accounts on the same day with only one $50 setup fee. All required documents for opening each account must be submitted at the same time.

For example, a father, daughter, grandfather, and uncle of the same family can open four Equity Trust self-directed IRAs for only $50. Those family members would normally pay $200 in setup fees, but with the Family Plan they pay only $50.

The following relationships qualify as family members:
  • Father and mother
  • Sons and daughters
  • Grandparents
  • Grandchildren
  • Cousins
  • Aunts and uncles
  • Brothers and sisters
  • Stepbrothers and stepsisters
  • Stepfather and stepmother
  • Step-grandparent
  • In-laws family members
Family members who are "second removed" - such as second cousins or second aunts or uncles - do not qualify.