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Cryptocurrency IRA

Emerging asset backed by specialized service, state-of-the-art platform

Where to Start

Browse cryptocurrency providers to discover some of the many options available and begin the investing process.

What is Cryptocurrency?

Cryptocurrency, a form of digital asset, is designed to work as a medium of exchange. To do this, it uses cryptography to secure and verify transactions as well as control the creation of new units of a particular currency. Essentially, cryptocurrencies are limited entries in a database that no one can change unless specific conditions are fulfilled.

Cryptocurrencies were created as an alternative to traditional currencies. Proponents of cryptocurrency as a viable monetary tool cite the potential benefits of decentralization, anonymity, security, and automation.

Some investors are attracted to cryptocurrency as a diversification strategy because they believe the currency will increase in value; others see lasting value in the blockchain technology behind the currency. Plus, the asset’s performance is not tied to the public markets.

Examples of cryptocurrencies include:

Bitcoin IRA

Bitcoin

Bitcoin Cash cryptocurrency

Bitcoin Cash

Basic Attention Token crypto

Basic Attention Token

Chainlink cryptocurrency

Chainlink

DAI crypto

DAI

Ethereum can be held in a crypto IRA

Ethereum

Litecoin cryptocurrency

Litecoin

Stellar Lumen crypto

Stellar Lumen

Uniswap cryptocurrency

Uniswap

Why Cryptocurrency in an Equity Trust Account?

Cryptocurrency is one of the many assets you can hold in a tax-advantaged Equity Trust Company Traditional or Roth IRA. When held in an IRA, cryptocurrency is not subject to short- or long-term capital gains taxes.

Equity Trust’s state-of-the-art platform, combined with customized service from leading providers, offers you a simplified experience. With Equity Trust Company as your cryptocurrency IRA custodian, you benefit from one of the industry’s most advanced platforms, which offers:

VARIETY

Many of the most popular cryptocurrencies are available

SIMPLE INVESTING PROCESS

Easily invest in minutes online with a few clicks

ACCESSIBLE MARKETPLACE

Online account establishment, buying, and selling

FAST SETTLEMENT

Trades settle the next business day (T+1)

PEACE OF MIND

Comprehensive security measures to protect your investments

BEST ACCOUNT CUSTODY

Backing of an industry-leading self-directed IRA company

Cryptocurrency IRA at Equity Trust: How it Works

Many investors don’t realize that they don’t need separate accounts to invest in cryptocurrency and traditional assets.

The Equity Universal IRA™ by Equity Trust is designed to allow investors to hold both alternative and traditional investments in a single IRA, without the hassle of moving funds from one trust company to another.

Benefits of investing in cryptocurrency with the Universal IRA include:

  • Diversify your retirement portfolio beyond traditional assets
  • Earnings grow tax-free or tax-deferred depending on the account type
  • ETC Brokerage Services provides the unparalleled ability to hold traditional assets in linked brokerage account
  • WealthBridge portal easily connects your account to public and private market investment platforms
  • No need to log into separate account management systems for multiple asset types
  • Ability to quickly transfer funds from one type of investment to another

Learn More About How Cryptocurrency in the Universal IRA Could Transform Your Investing. Talk to an IRA Counselor today.

Providers: Interested in Integrating with Our Platform?

Attract more IRA investor business with our innovative cryptocurrency platform and custody services.

Our industry-leading APIs make it easy for you and your clients.

LEARN MORE


As Equity Trust Company (“Equity Trust”) is a directed custodian, like any investment, it is your responsibility to conduct your own due diligence before investing and before choosing a provider that is right for you. Equity Trust may, from time to time, establish independent contractor relationships with third-party providers, as provided above, whereby you, as the IRA owner, can have access to third-party providers for services that may be beneficial to you. Equity Trust is not an affiliate of any such provider. Equity Trust makes no recommendation or representations as to any provider and service or the needs generally of any IRA owner or any IRA. Any service available from any provider that offers investment education or advice solely reflects the views of such provider and in no way represents any recommendation or advice from Equity Trust. Opinions or ideas expressed by third parties, their affiliates, and employees are not necessarily those of Equity Trust nor do they reflect their views or endorsement. IRA owners are in no way obligated to purchase services and IRA owners are free to choose a provider with services as they deem appropriate. IRA owners should consult with their financial and legal advisors before choosing to work with any provider.