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Investor Insights Blog

Mark’s Story Part III: Promissory Notes & What He Wishes He Knew Sooner

January 14, 2020
I’m going to be able to make 20 percent on our money. I don’t believe we can do that right now in the stock market.
Mark, Investor of the Year

I don’t believe we can do that right now in the stock market. So the first one is a 20 percent. The other one was sharing part of the profit, no less than 15 percent.

But it could actually be more than 20 percent. And on that one, the one for $135,000, I actually anticipate that and I would prefer to share in the profit. The reason is, they have more of an incentive.

“They,” meaning me as an investor to the builder has more of an incentive. When I actually share the profit rather than just getting paid a flat fee for my investment.

John: Okay, outstanding. And, again, I’ll echo, in particularly because Equity Trust takes our directed nature as a custodian very, very seriously in that, we want our clients to be reaching out to their members of their financial team.

I really admire Mark reaching out to the necessary professionals, and then coordinating with Equity Trust Company in terms of what you need for your custodial services.

And as always, prior performance is not predictive of future results.

But again, Mark, incredible, incredible story in the returns on investment that you’ve been able to achieve. And most importantly, as we talked about here, doing it in a tax-advantaged environment.

I was just running some compounding interest calculations earlier today for my team and showing, you know, over 15 years starting with $150,000, and making a consistent 18-percent return on investment year-over-year, compounded just once per year, and in a tax-exempt environment, one would have well over $1.5 million.

So, when you start to look at those returns, it’s quite incredible.

Let’s see, anything else you can think of Mark?

Mark: I just wish that I would have known about this 10 years earlier than I do. But I’m glad I do it today.

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