Web Site Terms of Use

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEB SITE.

This Web page details the terms of a legal agreement (the "Terms of Use") between you and Equity Trust Company (the "Company"). By accessing this Web site you acknowledge that you have read and understand the Terms of Use and, having read and understand the Terms of Use, you voluntarily agree to be bound by the Terms of Use. You also agree to comply with all laws and regulations applicable to the use of the Web site, to the use of the Internet, and to the activities involved in using this Web site.

If you do not agree with the Terms of Use, then do not use this Web site.

Site

This Web site is controlled by the Company from its offices within Ohio. The Company complies with all laws of Ohio applicable to this Web site and to the Internet. Visitors who choose to visit this Web site from other jurisdictions do so of their own initiative. Those visitors are solely responsible for compliance with their local laws.

Venue & Jurisdiction

Claims relating to this Web site, to the use of this Web site, and to the information, content, material, goods and services available through this Web site are governed by the laws of Ohio. You hereby unconditionally, voluntarily, and irrevocably consent to submit to the exclusive jurisdiction of Ohio for any litigation concerning this Web site, your use of this Web site and any purchases made through this Web site. You agree not to plead forum non convenience in any such action. You consent to service of process.

Change of Terms

These Terms of Use may be changed without notice. Your continued use of this Web site after the Terms of Use are changed indicates your acceptance of the new Terms of Use. If you do not agree to the new Terms of Use, then discontinue your use of this Web site.

Alteration of Site

The Company may change, suspend or discontinue any feature, aspect, product, goods or service available through this Web site at any time. The Company may alter the availability of any feature of this Web site or service related to any feature of this Web site at any time.

The Company may add, remove or modify any content of this Web site, including that of third parties, at any time.

Limitation on Usage

The Company may limit your access to any part of this Web site without notice to you. The Company may terminate your use of its Web site at any time.

Visitor On-line Conduct

You agree to use this Web site only for lawful purposes.
You agree to use this Web site only for its intended purposes.
The Company reserves the right to prohibit any conduct involving this Web site that it deems to be inappropriate.
·        You agree not to disrupt this Web site.
·        You agree not to interfere with or compromise the security of this Web site, or any computers, servers, accounts, networks, data, software and/or hardware associated with this Web site.
·        You agree not to disrupt or interfere with any other visitor's use of this Web site.
·        You agree not to attempt to obtain access to any portion of this Web site, any computer, server, account, network, software or hardware associated with the Web site, from which you are restricted.
·        You agree that you are solely responsible for any actions you undertake while visiting this Web site and that you will comply with all applicable local, state, national and international laws and regulations applicable to this Web site and the Internet, including United States copyright and export regulations.
·        You warrant that all information you provide to gain access to the services provided by this Web site is accurate and truthful.

Links To and From Other Web Pages

You may gain access to other Web sites via links on this Web Site. These Terms of Use apply to the Company's Web site and do not apply to other parties' Web sites. Similarly, you may have come to this Web site via a link from another Web site. The terms of use of other Web sites do not apply to this Web site. Only these Terms of Use apply to this Web site. The Company assumes no responsibility for any terms of use or material outside this Web site accessed via any link.

Copyright, Trademark and Intellectual Property

All information, content and material ("CONTENT") made available by the Company through this Web site is owned by or licensed to the Company. The Company and its licensors retain all rights in this CONTENT.
All CONTENT, including, but not limited to the Web site design, text, drawings, photographs, graphics, sound recordings and video recordings are protected by copyrights owned by the Company or its licensors. The CONTENT and any and all such copyrighted material may not be modified, copied, distributed, downloaded, displayed, e-mailed, transmitted or sold in any form or by any means, in whole or in part, without the prior written consent of the respective copyright owner.
The Company grants you permission to display, copy, distribute, print and/or download, the CONTENT on this Web site for your personal, non-commercial use only. If you display, copy, distribute, print and/or download the CONTENT on this Web site then you may not modify that CONTENT and you must retain all copyright and other proprietary notices contained in the CONTENT.
The permission granted herein terminates automatically if you breach these terms or conditions. Upon termination of the permission, you must immediately destroy any CONTENT you displayed, copied, distributed, printed and/or downloaded.
Equity Trust Co., Corp. and https://www.trustetc.com are either registered trademarks, trademarks, trade names, service marks, or otherwise protected property of the Company and may not be used, copied or imitated without the prior written consent of the Company.
The Company's intellectual property may not be used in connection with any service or product that is not the Company's. The Company's intellectual property may not be used in any manner that is likely to cause confusion among consumers or in any manner that disparages the Company. Other trademarks, trade names, product names, company names, service marks and otherwise protected property displayed on this Web site are the property of their respective owners and are subject to the terms and conditions applied by those owners to their intellectual property.
The compilation of the CONTENT on this Web site is the exclusive property of the Company and is protected by U.S. and International Copyright Law.
You may not mirror any CONTENT contained in this Web site on any other Web site or server.
Digital Millennium Copyright Act, Transmission of Third Party Content
You may not upload, post or otherwise distribute on this Web site anything protected by copyright or other proprietary rights unless the owner of the applicable copyright or proprietary right has given you express authorization for such uploading, posting or distribution on the Web.
Anything for which permission has been granted to upload, post or otherwise distribute must contain the notice "Copyright, 2013, Equity Trust Co. Corp. used by express permission."
The unauthorized use, uploading, posting, and /or distribution of CONTENT protected by copyright or other proprietary rights is illegal and subjects the malfeasant to civil penalties and criminal prosecution.
The Company, its affiliates, officers, directors, employees, agents or any such similarly situated persons or entities are not liable for damages resulting from any infringement resulting from your actions involving copyrighted or proprietary right protected material.
The Company, pursuant to the Digital Millennium Copyright Act, designates Richard A. Desich, Jr. to receive complaints and notices of suspected copyright infringements. Richard A. Desich, Jr. can be reached at Equity Trust Co. Corp., P.O. Box 1529, Elyria, Ohio 44036.
You are prohibited from uploading, posting or otherwise distributing on this Web site any unlawful, threatening, libelous, defamatory, obscene, pornographic or profane CONTENT that could produce any civil or criminal liability for either yourself or for the Company, its affiliates, officers, directors, employees, agents or any such similarly situated persons or entities.

Ownership of Third Party Content

The Company may display CONTENT supplied by visitors and other third parties on its Web site. The Company has no editorial control over this CONTENT. The content supplied by visitors and other third parties belongs to the respective owners of that content.
THE COMPANY, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND ANY SUCH SIMILARLY SITUATED PERSONS OR ENTITIES ("WE") DO NOT GUARANTEE THE ACCURACY, COMPLETENESS, USEFULNESS OR EXISTENCE OF ANY CONTENT SUPPLIED BY VISITORS OR THIRD PARTIES.
WE DO NOT WARRANT THE MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE OF ANY CONTENT SUPPLIED BY VISITORS OR THIRD PARTIES.
We shall not, under any circumstances, be liable for any loss, damages or harm caused by you or anyone else's reliance on CONTENT available on this Web site that is the property of visitors or third parties. You are solely responsible for evaluating and acting on any CONTENT available on this Web site.

Copyright Violation Notification

If you have a good faith belief that your copyright has been infringed by any CONTENT on this Web site, then please notify Richard A. Desich, Jr. who can be reached at Equity Trust Co. Corp. P.O. Box 1529, Elyria, Ohio 44036. Please provide, in writing, the following information to Richard A. Desich, Jr. a statement that you have a good faith belief that your copyright has been infringed and that the disputed use was not authorized by either the copyright owner, the agent of the copyright owner or by operation of law (i.e., fair use); a description of the copyrighted work that you believe has been infringed; a description of the location of the allegedly infringing material; your name, address, telephone number and e-mail address; a statement, made under penalty of perjury, that your notice of copyright infringement is accurate and that you are either the copyright owner or are a person authorized to act on behalf of the copyright owner.
Your notice of copyright infringement must contain either the electronic or physical signature of either the copyright owner or a person authorized to act on behalf of the copyright owner.

DISCLAIMERS

THIS WEB SITE IS PROVIDED "AS-IS" AND "AS-AVAILABLE." THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, CONCERNING THE OPERATION OF THIS WEB SITE, THE CONTENT, GOODS AND/OR SERVICES AVAILABLE ON OR THROUGH THIS WEB SITE.
YOU AGREE TO VISIT THIS WEB SITE SOLELY AT YOUR OWN RISK. YOU AGREE THAT YOUR USE OF THIS WEB SITE, AND ANY CONTENT, GOODS AND/OR SERVICES AVAILABLE THROUGH THIS WEB SITE IS SOLELY AT YOUR OWN RISK. WE DO NOT WARRANT THAT THIS WEB SITE WILL BE AVAILABLE AT ALL TIMES OR THAT A VISITOR'S USE WILL BE CONTINUOUS AND/OR ERROR FREE.
WE DO NOT MAKE ANY WARRANTIES THAT THE CONTENT, GOODS AND/OR SERVICES AVAILABLE THROUGH THIS WEB SITE ARE ACCURATE, RELIABLE OR CURRENT.
WE MAKE NO WARRANTY CONCERNING THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THIS WEB SITE OR ANY CONTENT, GOODS AND/OR SERVICES AVAILABLE THROUGH THIS WEB SITE.
THE COMPANY DISCLAIMS, TO THE MAXIMUM EXTENT PERMISSIBLE, ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO IMPLIED WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE AND IMPLIED WARRANTIES OF MERCHANTABILITY.

LIMITATION OF LIABILITY

THE COMPANY WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE AND/OR CONSEQUENTIAL DAMAGES ARISING FROM THE USE OF THIS WEB SITE.
NEITHER WE, NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, SERVING, HOSTING, MAINTAINING AND/OR UPDATING THIS WEB SITE SHALL BE LIABLE, UNDER ANY CIRCUMSTANCES FOR ANY DAMAGES, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND/OR CONSEQUENTIAL DAMAGES INCLUDING, BUT NOT LIMITED TO DAMAGES ARISING FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DETERIORATION OR CORRUPTION OF FILES, DELETION OR CORRUPTION OF E-MAIL, ERRORS, LOSS OF DATA, LOSS OF PROFITS, DEFECTS, VIRUSES, AND/OR DELAYS, THAT RESULT FROM YOUR USE OF OR INABILITY TO USE THIS WEB SITE, RESULTING FROM ACTS INCLUDING BUT NOT LIMITED TO ACTS OF GOD, NETWORK FAILURE, HARDWARE OR SOFTWARE FAILURE, THEFT, UNAUTHORIZED ACCESS, THE COMPANY'S NEGLIGENCE OR YOUR OWN ERRORS AND/OR OMISSIONS, AND ANY OTHER CAUSE, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT THIS SECTION APPLIES TO ALL CONTENT, GOODS AND SERVICES AVAILABLE THROUGH THIS WEB SITE.
IN ANY JURISDICTION WHERE EXCLUSION OR LIMITATION OF LIABILITY FOR ANY TYPE OF DAMAGES IS PROHIBITED, THE COMPANY'S LIABILITY IS LIMITED TO THE MAXIMUM EXTENT ALLOWED BY THAT JURISDICTION.

No Joint Venture

This Agreement provides only for the use of this Web site. This Agreement shall not be construed as a teaming, joint venture, or other such arrangement, unless the parties expressly and explicitly execute an agreement to that effect.

Indemnity

You agree to indemnify the Company from any damages, losses, costs, or expenses that the Company may incur as a result of your use of this Web site. You agree to indemnify the Company from any damages, losses, costs or expenses that the Company may incur as a result of your providing inaccurate or untruthful information to gain access to the service provided through this Web site.

Hold Harmless

You agree to hold the Company harmless for any damages, losses, costs or expenses that you may incur as a result of your use of this Web site or your use of the CONTENT, goods and/or services available though this Web site.

Severability

If any provision of these Terms of Use is held invalid or unenforceable in whole or in part in any jurisdiction, that provision shall be ineffective in that jurisdiction without affecting the validity of enforceability of the remaining provisions of these terms of use.

Integration Clause

You hereby acknowledge that these Terms of Use, including all documents referenced herein, represent the entire understanding between you and the Company concerning your use of this Web site, and the CONTENT, goods and services available on this Web site.