Individual Retirement Accounts

Discover everything you need to know about the Traditional Self-Directed IRA and the Roth Self-Directed IRA (including the differences) and decide which account is best for you and your family.

Traditional IRA - Created in 1974, investments in a Traditional IRA are tax-deferred (funded with pre-tax dollars) until disbursement. If qualified, investors receive tax deductions based on contributions.

Roth IRA - Funded with after-tax dollars (the opposite of the Traditional), investments grow tax-free and disbursements are tax-free as well. Investors must meet income requirements, but because they are funded with after-tax dollars and get the tax-free disbursements, they are not eligible for tax-deductions.